Oceanside, NY—11572
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oceanside, NY
As of Oct '25, the median home price in Oceanside, NY is $754,000, with a year-over-year change of 3.8%. This indicates that home prices in Oceanside, NY are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $754,000 | 3.8% |
| Single Family | $762,000 | 3.1% |
| Condos | $552,000 | 4.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $593,000 | 2.4% |
3 Bed | $738,000 | 2.6% |
4 Bed | $831,000 | 2.7% |
| 5 Bed | $920,000 | 2.8% |
% of Housing Stock
Rental Trends — Oceanside, NY
As of July '25, Rentcast reports the average rent in Oceanside, NY is $5,150, with a year-over-year rent change of 51.5%. Per bedroom, the median rent as of July '25 in Oceanside, NY is 2-bedrooms: $2,990, 3-bedrooms: $4,600, 4-bedrooms: $6,900. The most common rental property sizes in Oceanside, NY are 2-bedroom and 3-bedroom, accounting for 38.3% and 27.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,800 | $5,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $3,180 | $2,990 |
| 3 Bed Rent | $4,500 | $4,600 |
| 4 Bed Rent | $5,800 | $6,900 |
% of Rental Stock
Property Listings — Oceanside, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Oceanside, NY is 40. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $799,000 | 5.0% |
Listing Count | 127 | 10.0% |
| Listings as % of Homes | 0.9% | 10.0% |
Days on Market | 40 | -2.0% |
Demographics — Oceanside, NY
As of the latest ACS Survey released in 2023, Oceanside, NY has a population of 30,600, which has increased by 2.6% over the past 5 years. Oceanside, NY is a moderately popular place for families, as children make up 22.1% of the population. The area has a highly educated workforce, with 47.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 30,600 | 2.6% |
% Under 18 | 22.1% | 5.2% |
% Seniors | 21.2% | 23.3% |
% WFH | 15.0% | 265.9% |
% w/ College Degree | 47.6% | 2.6% |
As of the latest ACS Survey released in 2023, Oceanside, NY is a predominantly white area, with 78.2% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Oceanside, NY is hispanic, making up 15.9% of the population. Foreign-born residents account for 14.4% of the population in Oceanside, NY, and this percentage has increased by 25.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.2% | -8.0% |
% Black | 1.7% | 30.8% |
% Hispanic | 15.9% | 38.3% |
% Asian | 2.9% | 31.8% |
% Foreign Born | 14.4% | 25.2% |
Mortgage and Risk — Oceanside, NY
According to HUD data as of 2023, there were 473 mortgage originations in Oceanside, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Oceanside, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 473 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Oceanside, NY
Oceanside, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 225 |
Total Units Section 8 | 119 |
% Rentals under Section 8 | 14.0% |
% Occupied Section 8 | 92.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,170 |
| 2 Bedroom | -$670 | $3,180 | $2,510 |
| 3 Bedroom | -$1,250 | $4,500 | $3,250 |
| 4 Bedroom | -$2,310 | $5,800 | $3,490 |
Affordability — Oceanside, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $754,000 |
| Median Household Income | $144,000 |