Oakdale, NY—11769
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oakdale, NY
As of Nov '25, the median home price in Oakdale, NY is $689,000, with a year-over-year change of 3.4%. This indicates that home prices in Oakdale, NY are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $689,000 | 3.4% |
| Single Family | $713,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $545,000 | 3.2% |
3 Bed | $705,000 | 3.4% |
4 Bed | $803,000 | 2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oakdale, NY
As of July '25, Rentcast reports the average rent in Oakdale, NY is $4,170, with a year-over-year rent change of 9.7%. Per bedroom, the median rent as of July '25 in Oakdale, NY is studios: $1,700, 1-bedrooms: $2,480, 2-bedrooms: $3,600. The most common rental property sizes in Oakdale, NY are 1-bedroom and 2-bedroom, accounting for 38.7% and 37.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $4,170 |
| Studio Rent | $1,700 | $1,700 |
| 1 Bed Rent | $2,370 | $2,480 |
| 2 Bed Rent | $3,600 | $3,600 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oakdale, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Oakdale, NY is 47. This is a decrease of -41.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $739,000 | 6.0% |
Listing Count | 40 | 23.0% |
| Listings as % of Homes | 0.5% | 23.0% |
Days on Market | 47 | -41.0% |
Demographics — Oakdale, NY
As of the latest ACS Survey released in 2023, Oakdale, NY has a population of 9,030, which has increased by 3.7% over the past 5 years. Oakdale, NY is a less popular place for families, as children make up 13.2% of the population. The area has a highly educated workforce, with 46.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,030 | 3.7% |
% Under 18 | 13.2% | -20.5% |
% Seniors | 24.3% | 12.5% |
% WFH | 9.2% | 300.0% |
% w/ College Degree | 46.6% | 22.3% |
As of the latest ACS Survey released in 2023, Oakdale, NY is a predominantly white area, with 86.0% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Oakdale, NY is hispanic, making up 4.9% of the population. Foreign-born residents account for 4.8% of the population in Oakdale, NY, and this percentage has decreased by 11.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.0% | -5.4% |
% Black | 3.7% | 146.7% |
% Hispanic | 4.9% | -14.0% |
% Asian | 1.5% | 87.5% |
% Foreign Born | 4.8% | -11.1% |
Mortgage and Risk — Oakdale, NY
According to HUD data as of 2023, there were 127 mortgage originations in Oakdale, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Oakdale, NY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 127 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Rentals and Section 8 — Oakdale, NY
Oakdale, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 158 |
Total Units Section 8 | 158 |
% Rentals under Section 8 | 35.7% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$100 | $2,370 | $2,270 |
| 2 Bedroom | -$980 | $3,600 | $2,620 |
| 3 Bedroom | N/A | N/A | $3,400 |
| 4 Bedroom | N/A | N/A | $3,640 |
Affordability — Oakdale, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $689,000 |
| Median Household Income | $128,000 |