Patchogue, NY11772

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$580,000
3.3% YoY Growth
Median Household Income
$105,000
38.7% 5-Year Growth
Days on Market
50
4.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$2,380
4.4% YoY Growth
1-Bed Rent
$2,340
1.3% YoY Growth
2-Bed Rent
$2,840
3.1% YoY Growth
3-Bed Rent
$4,000
18.8% YoY Growth

Property Listings — Patchogue, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Patchogue, NY is 50. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$600,0004.0%
Listing Count
16738.0%
Listings as % of Homes0.4%38.0%
Days on Market
504.0%
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Demographics — Patchogue, NY

As of the latest ACS Survey released in 2023, Patchogue, NY has a population of 45,000, which has decreased by -2.1% over the past 5 years. Patchogue, NY is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 32.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
45,000-2.1%
% Under 18
18.5%-12.7%
% Seniors
16.1%8.1%
% WFH
7.4%208.3%
% w/ College Degree
32.7%21.6%
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As of the latest ACS Survey released in 2023, Patchogue, NY is a predominantly white area, with 65.8% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Patchogue, NY is hispanic, making up 23.6% of the population. Foreign-born residents account for 14.7% of the population in Patchogue, NY, and this percentage has decreased by 2.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.8%-2.9%
% Black
5.1%13.3%
% Hispanic
23.6%-4.5%
% Asian
3.2%33.3%
% Foreign Born
14.7%-2.0%
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Mortgage and Risk — Patchogue, NY

According to HUD data as of 2023, there were 546 mortgage originations in Patchogue, NY, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Patchogue, NY. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
546
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Patchogue, NY

As of 2024, the percent of homes in Patchogue, NY under the Section 8 program is 22.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Patchogue, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
1,216
Total Units Section 8
1,182
% Rentals under Section 8
22.7%
% Occupied Section 8
90.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$300$2,340$2,040
2 Bedroom-$480$2,840$2,360
3 Bedroom-$940$4,000$3,060
4 Bedroom-$1,220$4,500$3,280

Affordability — Patchogue, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$580,000
Median Household Income$105,000

Patchogue, NY — ZIP Code Boundary Map

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Frequently Asked Questions