Rocky Point, NY 11778 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Rocky Point, NY—11778

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$529,000

4.2% YoY Growth

Household Income

$120,000

29.0% YoY Growth

Days on Market

11.0% Longer YoY

Home Price Forecast

1.7%

Median Rent

$2,800

7.7% YoY Growth

1-Bed Rent

$2,370

2.2% YoY Growth

2-Bed Rent

$3,000

11.9% YoY Growth

3-Bed Rent

$3,000

N/A

Home Price Trends — Rocky Point, NY

As of Nov '25, the median home price in Rocky Point, NY is $529,000, with a year-over-year change of 4.2%. This indicates that home prices in Rocky Point, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$529,000	4.2%
Single Family	$533,000	4.1%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Rocky Point, NY

As of July '25, Rentcast reports the average rent in Rocky Point, NY is $3,230, with a year-over-year rent change of 7.7%. Per bedroom, the median rent as of July '25 in Rocky Point, NY is studios: $2,200, 1-bedrooms: $2,370, 2-bedrooms: $3,020, 3-bedrooms: $3,190, 4-bedrooms: $7,650. The most common rental property sizes in Rocky Point, NY are 2-bedroom and 1-bedroom, accounting for 41.5% and 22.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,800	$3,230
Studio Rent	$2,200	$2,200
1 Bed Rent	$2,370	$2,370
2 Bed Rent	$3,000	$3,020
3 Bed Rent	$3,000	$3,190
4 Bed Rent	$7,500	$7,650

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% of Rental Stock

Studio

12.5%

1 Bedroom

22.0%

2 Bedrooms

41.5%

3 Bedrooms

14.6%

4 Bedrooms

5.2%

5+ Bedrooms

4.2%

Property Listings — Rocky Point, NY

As of Nov '25, Realtor.com reports that the median days on market for a home in Rocky Point, NY is 35. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 4.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$569,000	10.0%
Listing Count	90	48.0%
Listings as % of Homes	0.6%	48.0%
Days on Market	35	11.0%

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Demographics — Rocky Point, NY

As of the latest ACS Survey released in 2023, Rocky Point, NY has a population of 12,900, which has increased by 11.0% over the past 5 years. Rocky Point, NY is a moderately popular place for families, as children make up 23.6% of the population. The area has a moderately educated workforce, with 40.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	12,900	11.0%
% Under 18	23.6%	-4.1%
% Seniors	13.3%	10.8%
% WFH	7.8%	766.7%
% w/ College Degree	40.4%	18.5%

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As of the latest ACS Survey released in 2023, Rocky Point, NY is a predominantly white area, with 76.3% of the population identifying as white. The white population has shrunk by 12.0% in the last 5 years. The second most common race or ethnicity in Rocky Point, NY is hispanic, making up 17.9% of the population. Foreign-born residents account for 4.9% of the population in Rocky Point, NY, and this percentage has decreased by 31.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	76.3%	-12.0%
% Black	0.6%	0.0%
% Hispanic	17.9%	126.6%
% Asian	0.9%	50.0%
% Foreign Born	4.9%	-31.9%

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Mortgage and Risk — Rocky Point, NY

According to HUD data as of 2023, there were 263 mortgage originations in Rocky Point, NY, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Rocky Point, NY. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	263
% Conventional Loans	75.0%
% Government Loans	25.0%
% Investor Loans	2.0%
% Second Loans	2.0%
% Cash Out Refinance	16.0%

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Rentals and Section 8 — Rocky Point, NY

As of 2024, the percent of homes in Rocky Point, NY under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rocky Point, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD	35
Total Units Section 8	33
% Rentals under Section 8	10.5%
% Occupied Section 8	89.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$440	$2,370	$1,930
2 Bedroom	-$740	$3,000	$2,260
3 Bedroom	-$70	$3,000	$2,930
4 Bedroom	-$4,330	$7,500	$3,170

Rocky Point, NY—11778

Key Metrics at a Glance

Home Price Trends — Rocky Point, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Rocky Point, NY

% of Rental Stock

Property Listings — Rocky Point, NY

Demographics — Rocky Point, NY

Race and Ethnicity

Mortgage and Risk — Rocky Point, NY

Mortgages

Rentals and Section 8 — Rocky Point, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Rocky Point, NY

Home Price to Income Ratio

Rocky Point, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Shoreham, NY

Sound Beach, NY

Miller Place, NY

Ridge, NY

Middle Island, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.7
Median Home Price	$529,000
Median Household Income	$120,000

Rocky Point, NY—11778

Key Metrics at a Glance

Home Price Trends — Rocky Point, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Rocky Point, NY

% of Rental Stock

Property Listings — Rocky Point, NY

Demographics — Rocky Point, NY

Race and Ethnicity

Mortgage and Risk — Rocky Point, NY

Mortgages

Rentals and Section 8 — Rocky Point, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Rocky Point, NY

Home Price to Income Ratio

Rocky Point, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Shoreham, NY

Sound Beach, NY

Miller Place, NY

Ridge, NY

Middle Island, NY

Frequently Asked Questions

What is the average home price in Rocky Point, NY 11778?

How have home prices in Rocky Point, NY 11778 changed over the past year?

What is the home price projection for Rocky Point, NY 11778?

What are the demographics of Rocky Point, NY 11778?

How long does it take homes to sell in Rocky Point, NY 11778?

What is the average rent price in Rocky Point, NY 11778?