Yaphank, NY—11980
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yaphank, NY
As of Oct '25, the median home price in Yaphank, NY is $531,000, with a year-over-year change of 3.4%. This indicates that home prices in Yaphank, NY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $531,000 | 3.4% |
| Single Family | $621,000 | 4.4% |
| Condos | $418,000 | -1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $425,000 | -0.2% |
3 Bed | $503,000 | 2.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Yaphank, NY
As of July '25, Rentcast reports the average rent in Yaphank, NY is $2,790, with a year-over-year rent change of -0.4%. Per bedroom, the median rent as of July '25 in Yaphank, NY is 1-bedrooms: $2,480, 2-bedrooms: $3,250. The most common rental property sizes in Yaphank, NY are 1-bedroom and 2-bedroom, accounting for 45.0% and 44.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,810 | $2,790 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,640 | $2,480 |
| 2 Bed Rent | $3,000 | $3,250 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Yaphank, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Yaphank, NY is 47. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $600,000 | 7.0% |
Listing Count | 28 | 126.0% |
| Listings as % of Homes | 0.4% | 126.0% |
Days on Market | 47 | 42.0% |
Demographics — Yaphank, NY
As of the latest ACS Survey released in 2023, Yaphank, NY has a population of 5,140, which has decreased by -8.3% over the past 5 years. Yaphank, NY is a less popular place for families, as children make up 14.2% of the population. The area has a moderately educated workforce, with 39.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,140 | -8.3% |
% Under 18 | 14.2% | -16.0% |
% Seniors | 16.9% | 47.0% |
% WFH | 5.0% | 72.4% |
% w/ College Degree | 39.3% | 28.0% |
As of the latest ACS Survey released in 2023, Yaphank, NY is a predominantly white area, with 79.3% of the population identifying as white. The white population has grown by 10.0% in the last 5 years. The second most common race or ethnicity in Yaphank, NY is hispanic, making up 12.4% of the population. Foreign-born residents account for 10.4% of the population in Yaphank, NY, and this percentage has increased by 2.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.3% | 10.0% |
% Black | 5.0% | -23.1% |
% Hispanic | 12.4% | -31.1% |
% Asian | 1.8% | 20.0% |
% Foreign Born | 10.4% | 2.0% |
Mortgage and Risk — Yaphank, NY
According to HUD data as of 2023, there were 80 mortgage originations in Yaphank, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Yaphank, NY. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 80 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Yaphank, NY
Yaphank, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 19 |
% Rentals under Section 8 | 6.4% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$50 | $2,640 | $2,590 |
| 2 Bedroom | -$10 | $3,000 | $2,990 |
| 3 Bedroom | N/A | N/A | $3,880 |
| 4 Bedroom | N/A | N/A | $4,150 |
Affordability — Yaphank, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $531,000 |
| Median Household Income | $107,000 |