Ghent, NY—12075
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ghent, NY
As of Nov '25, the median home price in Ghent, NY is $519,000, with a year-over-year change of 2.8%. This indicates that home prices in Ghent, NY are increasing. According to Zillow, the 1-year price projection is 4.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $519,000 | 2.8% |
| Single Family | $519,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $400,000 | 3.1% |
3 Bed | $510,000 | 2.6% |
4 Bed | $634,000 | 4.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ghent, NY
As of July '25, Rentcast reports the average rent in Ghent, NY is $8,500, with a year-over-year rent change of 95.4%. Per bedroom, the median rent as of July '25 in Ghent, NY is 3-bedrooms: $8,500. The most common rental property sizes in Ghent, NY are 1-bedroom and 3-bedroom, accounting for 26.5% and 26.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $8,500 | $8,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $8,500 | $8,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ghent, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Ghent, NY is 70. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $614,000 | 2.0% |
Listing Count | 21 | 36.0% |
| Listings as % of Homes | 0.4% | 36.0% |
Days on Market | 70 | -19.0% |
Demographics — Ghent, NY
As of the latest ACS Survey released in 2023, Ghent, NY has a population of 3,150, which has increased by 10.4% over the past 5 years. Ghent, NY is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 36.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,150 | 10.4% |
% Under 18 | 19.1% | 34.5% |
% Seniors | 24.2% | -25.8% |
% WFH | 15.7% | 130.9% |
% w/ College Degree | 36.6% | -1.9% |
As of the latest ACS Survey released in 2023, Ghent, NY is a predominantly white area, with 81.3% of the population identifying as white. The white population has shrunk by 12.8% in the last 5 years. The second most common race or ethnicity in Ghent, NY is hispanic, making up 8.0% of the population. Foreign-born residents account for 8.0% of the population in Ghent, NY, and this percentage has increased by 21.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.3% | -12.8% |
% Black | 3.2% | -33.3% |
% Hispanic | 8.0% | 122.2% |
% Asian | 0.0% | N/A |
% Foreign Born | 8.0% | 21.2% |
Mortgage and Risk — Ghent, NY
According to HUD data as of 2023, there were 72 mortgage originations in Ghent, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Ghent, NY. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 72 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 3.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 10.0% |
Rentals and Section 8 — Ghent, NY
Ghent, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,480 |
| 3 Bedroom | -$6,720 | $8,500 | $1,780 |
| 4 Bedroom | N/A | N/A | $1,960 |
Affordability — Ghent, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $519,000 |
| Median Household Income | $83,400 |