Howes Cave, NY—12092

As of Aug '25, the median home price in Howes Cave, NY is $225,000, with a year-over-year change of 4.1%. This indicates that home prices in Howes Cave, NY are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Howes Cave, NY is 108. This is an increase of 61.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 400.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Howes Cave, NY in that year was NA. NA of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was NA. Of those, NA were >90% loan to value. This is considered unknown, suggesting that mortgage risk is unknown in Howes Cave, NY. Investor activity in Howes Cave, NY is unknown, as NA of all loans are originated by investors. In 2023, NA of all loans were cash-out refinances, suggesting unknown homeowners are actively tapping their home's equity.