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  4. /Worcester, NY - 12197

Worcester, NY—12197

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$195,000
3.6% YoY Growth
Household Income
$78,800
67.7% YoY Growth
Days on Market
90
24.0% Shorter YoY
Home Price Forecast
1.1%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Worcester, NY

As of May '26, the median home price in Worcester, NY is $195,000, with a year-over-year change of -3.6%. This indicates that home prices in Worcester, NY are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$195,000-3.6%
Single Family $195,000-3.5%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$175,0000.0%
    3 Bed
    		$213,0001.4%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
    Loading chart...

    % of Housing Stock

    Studio
    1.6%
    1 Bedroom
    4.2%
    2 Bedrooms
    27.3%
    3 Bedrooms
    46.3%
    4 Bedrooms
    10.5%
    5+ Bedrooms
    10.1%

    Rental Trends — Worcester, NY

    Worcester, NY lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    Studio
    21.6%
    1 Bedroom
    10.8%
    2 Bedrooms
    45.9%
    3 Bedrooms
    18.9%
    5+ Bedrooms
    2.7%

    Property Listings — Worcester, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Worcester, NY is 90. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$190,0002.0%
    Listing Count
    		1486.0%
    Listings as % of Homes1.0%86.0%
    Days on Market
    		90-24.0%
    Loading chart...

    Demographics — Worcester, NY

    As of the latest ACS Survey released in 2023, Worcester, NY has a population of 2,280, which has increased by 12.5% over the past 5 years. Worcester, NY is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		2,28012.5%
    % Under 18
    		19.5%-8.5%
    % Seniors
    		19.4%-18.8%
    % WFH
    		8.6%95.5%
    % w/ College Degree
    		27.8%13.0%
    Loading chart...

    As of the latest ACS Survey released in 2023, Worcester, NY is a predominantly white area, with 83.2% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Worcester, NY is hispanic, making up 10.7% of the population. Foreign-born residents account for 5.8% of the population in Worcester, NY, and this percentage has increased by 163.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		83.2%-6.5%
    % Black
    		0.5%-70.6%
    % Hispanic
    		10.7%78.3%
    % Asian
    		0.0%N/A
    % Foreign Born
    		5.8%163.6%
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    Mortgage and Risk — Worcester, NY

    According to HUD data as of 2023, there were 32 mortgage originations in Worcester, NY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Worcester, NY. Investor activity is low, as 3.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		32
    % Conventional Loans
    		81.0%
    % Government Loans
    		19.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		9.0%
    % Cash Out Refinance
    		3.0%
    Loading chart...
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    Rentals and Section 8 — Worcester, NY

    Worcester, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		11
    Total Units Section 8
    		11
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,020
    2 BedroomN/AN/A$1,260
    3 BedroomN/AN/A$1,520
    4 BedroomN/AN/A$1,670

    Affordability — Worcester, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.5
    Median Home Price$195,000
    Median Household Income$78,800

    Worcester, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

    East Worcester, NY

    12064

    Maple Valley, NY

    13488

    Charlotteville, NY

    12036

    Schenevus, NY

    12155

    Roseboom, NY

    13450

    Frequently Asked Questions