Hurley, NY—12443
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hurley, NY
As of Oct '25, the median home price in Hurley, NY is $431,000, with a year-over-year change of 3.0%. This indicates that home prices in Hurley, NY are increasing. According to Zillow, the 1-year price projection is 4.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $431,000 | 3.0% |
| Single Family | $431,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $352,000 | 0.3% |
3 Bed | $419,000 | 1.9% |
4 Bed | $521,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hurley, NY
As of July '25, Rentcast reports the average rent in Hurley, NY is $1,950, with a year-over-year rent change of -56.1%. Per bedroom, the median rent as of July '25 in Hurley, NY is 1-bedrooms: $1,950. The most common rental property sizes in Hurley, NY are 2-bedroom and 3-bedroom, accounting for 54.0% and 16.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $1,950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,950 | $1,950 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hurley, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Hurley, NY is 51. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $520,000 | -29.0% |
Listing Count | 21 | 12.0% |
| Listings as % of Homes | 0.8% | 12.0% |
Days on Market | 51 | 28.0% |
Demographics — Hurley, NY
As of the latest ACS Survey released in 2023, Hurley, NY has a population of 3,600, which has increased by 6.6% over the past 5 years. Hurley, NY is a moderately popular place for families, as children make up 15.4% of the population. The area has a highly educated workforce, with 48.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,600 | 6.6% |
% Under 18 | 15.4% | 10.8% |
% Seniors | 20.2% | -22.9% |
% WFH | 12.6% | 55.6% |
% w/ College Degree | 48.1% | 12.6% |
As of the latest ACS Survey released in 2023, Hurley, NY is a predominantly white area, with 81.7% of the population identifying as white. The white population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in Hurley, NY is hispanic, making up 6.4% of the population. Foreign-born residents account for 6.5% of the population in Hurley, NY, and this percentage has decreased by 8.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.7% | -9.2% |
% Black | 3.4% | 47.8% |
% Hispanic | 6.4% | 45.5% |
% Asian | 2.6% | 160.0% |
% Foreign Born | 6.5% | -8.5% |
Mortgage and Risk — Hurley, NY
According to HUD data as of 2023, there were 76 mortgage originations in Hurley, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Hurley, NY. Investor activity is low, as 1.0% of loans were by investors. 25.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 76 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 1.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 25.0% |
Loan Activity
Rentals and Section 8 — Hurley, NY
Hurley, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 5.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$520 | $1,950 | $1,430 |
| 2 Bedroom | N/A | N/A | $1,870 |
| 3 Bedroom | N/A | N/A | $2,370 |
| 4 Bedroom | N/A | N/A | $2,560 |
Affordability — Hurley, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $431,000 |
| Median Household Income | $98,000 |