Hillsdale, NY—12529
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hillsdale, NY
As of Nov '25, the median home price in Hillsdale, NY is $561,000, with a year-over-year change of 4.9%. This indicates that home prices in Hillsdale, NY are increasing. According to Zillow, the 1-year price projection is 4.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $561,000 | 4.9% |
| Single Family | $562,000 | 5.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $408,000 | 3.8% |
3 Bed | $548,000 | 5.0% |
4 Bed | $787,000 | 6.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hillsdale, NY
As of July '25, Rentcast reports the average rent in Hillsdale, NY is $2,260, with a year-over-year rent change of -51.6%. Per bedroom, the median rent as of July '25 in Hillsdale, NY is 1-bedrooms: $1,580, 2-bedrooms: $1,650, 3-bedrooms: $3,250. The most common rental property sizes in Hillsdale, NY are 1-bedroom and 3-bedroom, accounting for 36.0% and 31.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $2,260 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,550 | $1,580 |
| 2 Bed Rent | $1,650 | $1,650 |
| 3 Bed Rent | $3,200 | $3,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hillsdale, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Hillsdale, NY is 75. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $995,000 | -13.0% |
Listing Count | 33 | 63.0% |
| Listings as % of Homes | 0.8% | 63.0% |
Days on Market | 75 | 8.0% |
Demographics — Hillsdale, NY
As of the latest ACS Survey released in 2023, Hillsdale, NY has a population of 2,340, which has decreased by -14.1% over the past 5 years. Hillsdale, NY is a less popular place for families, as children make up 14.0% of the population. The area has a highly educated workforce, with 49.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,340 | -14.1% |
% Under 18 | 14.0% | -13.6% |
% Seniors | 36.1% | 51.7% |
% WFH | 23.3% | 194.9% |
% w/ College Degree | 49.1% | 46.6% |
As of the latest ACS Survey released in 2023, Hillsdale, NY is a predominantly white area, with 89.9% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Hillsdale, NY is hispanic, making up 4.6% of the population. Foreign-born residents account for 5.3% of the population in Hillsdale, NY, and this percentage has increased by 32.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.9% | -4.3% |
% Black | 0.8% | ∞% |
% Hispanic | 4.6% | -20.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 5.3% | 32.5% |
Mortgage and Risk — Hillsdale, NY
According to HUD data as of 2023, there were 42 mortgage originations in Hillsdale, NY, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Hillsdale, NY. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 42 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 2.0% |
% Second Loans | 29.0% |
% Cash Out Refinance | 7.0% |
Rentals and Section 8 — Hillsdale, NY
Hillsdale, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$540 | $1,550 | $1,010 |
| 2 Bedroom | -$500 | $1,650 | $1,150 |
| 3 Bedroom | -$1,810 | $3,200 | $1,390 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Hillsdale, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $561,000 |
| Median Household Income | $79,500 |