Warrensburg, NY—12885
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Warrensburg, NY
As of Oct '25, the median home price in Warrensburg, NY is $247,000, with a year-over-year change of -2.1%. This indicates that home prices in Warrensburg, NY are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $247,000 | -2.1% |
| Single Family | $246,000 | -2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $219,000 | -2.2% |
3 Bed | $256,000 | -2.3% |
4 Bed | $288,000 | -2.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Warrensburg, NY
As of July '25, Rentcast reports the average rent in Warrensburg, NY is $2,000, with a year-over-year rent change of -29.1%. Per bedroom, the median rent as of July '25 in Warrensburg, NY is 3-bedrooms: $2,000. The most common rental property sizes in Warrensburg, NY are 2-bedroom and 1-bedroom, accounting for 32.1% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Warrensburg, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Warrensburg, NY is 51. This is a decrease of -46.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $358,000 | 16.0% |
Listing Count | 19 | -28.0% |
| Listings as % of Homes | 0.5% | -28.0% |
Days on Market | 51 | -46.0% |
Demographics — Warrensburg, NY
As of the latest ACS Survey released in 2023, Warrensburg, NY has a population of 4,530, which has increased by 2.2% over the past 5 years. Warrensburg, NY is a moderately popular place for families, as children make up 19.0% of the population. The area has a poorly educated workforce, with 16.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,530 | 2.2% |
% Under 18 | 19.0% | -1.6% |
% Seniors | 22.0% | 7.3% |
% WFH | 9.1% | 203.3% |
% w/ College Degree | 16.6% | -6.7% |
As of the latest ACS Survey released in 2023, Warrensburg, NY is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Warrensburg, NY is asian, making up 3.3% of the population. Foreign-born residents account for 4.5% of the population in Warrensburg, NY, and this percentage has decreased by 27.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.8% | -5.3% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.0% | -28.6% |
% Asian | 3.3% | 3,200.0% |
% Foreign Born | 4.5% | -27.4% |
Mortgage and Risk — Warrensburg, NY
According to HUD data as of 2023, there were 60 mortgage originations in Warrensburg, NY, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Warrensburg, NY. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 2.0% |
% Second Loans | 15.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Warrensburg, NY
Warrensburg, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 32 |
Total Units Section 8 | 32 |
% Rentals under Section 8 | 7.6% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,070 |
| 2 Bedroom | N/A | N/A | $1,340 |
| 3 Bedroom | -$260 | $2,000 | $1,740 |
| 4 Bedroom | N/A | N/A | $1,780 |
Affordability — Warrensburg, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $247,000 |
| Median Household Income | $65,500 |