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Champlain, NY—12919

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$199,000
8.5% YoY Growth
Household Income
$77,100
52.2% YoY Growth
Days on Market
116
44.0% Longer YoY
Home Price Forecast
2.5%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Champlain, NY

As of May '25, the median home price in Champlain, NY is $190,000, with a year-over-year change of 4.3%. This indicates that home prices in Champlain, NY are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$199,0008.5%
Single Family $199,0009.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$167,0007.1%
    3 Bed
    		$209,0009.4%
    4 Bed
    		$215,0008.0%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.6%
    1 Bedroom
    12.2%
    2 Bedrooms
    26.0%
    3 Bedrooms
    36.3%
    4 Bedrooms
    17.1%
    5+ Bedrooms
    5.8%

    Rental Trends — Champlain, NY

    Champlain, NY lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    3.9%
    1 Bedroom
    24.5%
    2 Bedrooms
    43.3%
    3 Bedrooms
    26.6%
    4 Bedrooms
    0.7%
    5+ Bedrooms
    1.1%

    Property Listings — Champlain, NY

    As of May '25, Realtor.com reports that the median days on market for a home in Champlain, NY is 85. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$238,00024.0%
    Listing Count
    		1029.0%
    Listings as % of Homes0.5%29.0%
    Days on Market
    		11644.0%
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    Demographics — Champlain, NY

    As of the latest ACS Survey released in 2023, Champlain, NY has a population of 2,790, which has decreased by -10.6% over the past 5 years. Champlain, NY is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		2,790-10.6%
    % Under 18
    		23.1%-18.4%
    % Seniors
    		22.0%66.7%
    % WFH
    		8.6%975.0%
    % w/ College Degree
    		24.3%64.2%
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    As of the latest ACS Survey released in 2023, Champlain, NY is a predominantly white area, with 91.0% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Champlain, NY is hispanic, making up 2.5% of the population. Foreign-born residents account for 5.7% of the population in Champlain, NY, and this percentage has increased by 90.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		91.0%-7.8%
    % Black
    		2.2%∞%
    % Hispanic
    		2.5%733.3%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		5.7%90.0%
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    Mortgage and Risk — Champlain, NY

    According to HUD data as of 2023, there were 25 mortgage originations in Champlain, NY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Champlain, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		25
    % Conventional Loans
    		80.0%
    % Government Loans
    		20.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		8.0%
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    Rentals and Section 8 — Champlain, NY

    Champlain, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		57
    Total Units Section 8
    		57
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		93.8%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$940
    2 BedroomN/AN/A$1,190
    3 BedroomN/AN/A$1,430
    4 BedroomN/AN/A$1,580

    Affordability — Champlain, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.2
    Median Home Price$199,000
    Median Household Income$77,100

    Champlain, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Chazy, NY

    12921

    Rouses Point, NY

    12979

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    12958

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    05463

    West Chazy, NY

    12992

    Frequently Asked Questions