Fort Jackson, NY—12965
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Jackson, NY
As of Oct '25, the median home price in Fort Jackson, NY is $99,000, with a year-over-year change of -3.7%. This indicates that home prices in Fort Jackson, NY are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $99,000 | -3.7% |
| Single Family | $99,000 | -4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Jackson, NY
Fort Jackson, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fort Jackson, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Jackson, NY is 153. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $139,000 | 121.0% |
Listing Count | 2 | 20.0% |
| Listings as % of Homes | 1.1% | 20.0% |
Days on Market | 153 | 21.0% |
Demographics — Fort Jackson, NY
As of the latest ACS Survey released in 2023, Fort Jackson, NY has a population of 281, which has decreased by -52.9% over the past 5 years. Fort Jackson, NY is a less popular place for families, as children make up 11.7% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 281 | -52.9% |
% Under 18 | 11.7% | -62.3% |
% Seniors | 19.9% | 29.2% |
% WFH | 0.0% | -100.0% |
% w/ College Degree | 18.8% | -3.1% |
As of the latest ACS Survey released in 2023, Fort Jackson, NY is a predominantly white area, with 93.6% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Fort Jackson, NY is asian, making up 4.3% of the population. Foreign-born residents account for 3.2% of the population in Fort Jackson, NY, and this percentage has increased by 146.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.6% | -4.8% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 4.3% | 230.8% |
% Foreign Born | 3.2% | 146.2% |
Mortgage and Risk — Fort Jackson, NY
According to HUD data as of 2023, there were 13 mortgage originations in Fort Jackson, NY, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Fort Jackson, NY. Investor activity is low, as 8.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 13 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 8.0% |
% Second Loans | 38.0% |
% Cash Out Refinance | 23.0% |
Loan Activity
Rentals and Section 8 — Fort Jackson, NY
Fort Jackson, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | N/A | N/A | $1,130 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Fort Jackson, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.5 |
| Median Home Price | $99,000 |
| Median Household Income | $63,200 |