North Bangor, NY—12966
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North Bangor, NY
As of Oct '25, the median home price in North Bangor, NY is $133,000, with a year-over-year change of -4.2%. This indicates that home prices in North Bangor, NY are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $133,000 | -4.2% |
| Single Family | $133,000 | -4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $117,000 | -6.4% |
3 Bed | $138,000 | -4.2% |
4 Bed | $157,000 | -2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — North Bangor, NY
North Bangor, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — North Bangor, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in North Bangor, NY is 101. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $137,000 | -5.0% |
Listing Count | 11 | 36.0% |
| Listings as % of Homes | 0.3% | 36.0% |
Days on Market | 101 | -5.0% |
Demographics — North Bangor, NY
As of the latest ACS Survey released in 2023, North Bangor, NY has a population of 2,960, which has increased by 10.3% over the past 5 years. North Bangor, NY is a popular place for families, as children make up 31.1% of the population. The area has a poorly educated workforce, with 19.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,960 | 10.3% |
% Under 18 | 31.1% | 56.3% |
% Seniors | 14.3% | 17.2% |
% WFH | 14.8% | 138.7% |
% w/ College Degree | 19.4% | 67.2% |
As of the latest ACS Survey released in 2023, North Bangor, NY is a predominantly white area, with 93.6% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in North Bangor, NY is hispanic, making up 2.8% of the population. Foreign-born residents account for 2.8% of the population in North Bangor, NY, and this percentage has increased by 64.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.6% | -3.7% |
% Black | 0.0% | N/A |
% Hispanic | 2.8% | 154.5% |
% Asian | 0.7% | ∞% |
% Foreign Born | 2.8% | 64.7% |
Mortgage and Risk — North Bangor, NY
According to HUD data as of 2023, there were 37 mortgage originations in North Bangor, NY, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in North Bangor, NY. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — North Bangor, NY
North Bangor, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 33 |
Total Units Section 8 | 34 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,180 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — North Bangor, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $133,000 |
| Median Household Income | $66,000 |