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Peru, NY—12972

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$287,000
5.3% YoY Growth
Household Income
$121,000
74.3% YoY Growth
Days on Market
43
20.0% Shorter YoY
Home Price Forecast
3.0%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Peru, NY

As of May '26, the median home price in Peru, NY is $287,000, with a year-over-year change of 5.3%. This indicates that home prices in Peru, NY are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$287,0005.3%
Single Family $287,0005.5%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$228,0004.6%
    3 Bed
    		$284,0005.2%
    4 Bed
    		$340,0005.9%
    5 Bed $361,2207.6%
    Loading chart...

    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    11.9%
    2 Bedrooms
    17.8%
    3 Bedrooms
    49.1%
    4 Bedrooms
    15.8%
    5+ Bedrooms
    4.7%

    Rental Trends — Peru, NY

    Peru, NY lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    Studio
    6.3%
    1 Bedroom
    18.0%
    2 Bedrooms
    37.7%
    3 Bedrooms
    33.2%
    4 Bedrooms
    4.7%

    Property Listings — Peru, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Peru, NY is 43. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$400,00037.0%
    Listing Count
    		17-16.0%
    Listings as % of Homes0.7%-16.0%
    Days on Market
    		43-20.0%
    Loading chart...

    Demographics — Peru, NY

    As of the latest ACS Survey released in 2023, Peru, NY has a population of 7,060, which has increased by 17.1% over the past 5 years. Peru, NY is a moderately popular place for families, as children make up 22.0% of the population. The area has a moderately educated workforce, with 33.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		7,06017.1%
    % Under 18
    		22.0%-9.8%
    % Seniors
    		15.4%-20.6%
    % WFH
    		10.4%246.7%
    % w/ College Degree
    		33.2%7.1%
    Loading chart...

    As of the latest ACS Survey released in 2023, Peru, NY is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Peru, NY is hispanic, making up 5.0% of the population. Foreign-born residents account for 5.1% of the population in Peru, NY, and this percentage has increased by 4.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		90.5%-5.9%
    % Black
    		1.1%22.2%
    % Hispanic
    		5.0%212.5%
    % Asian
    		0.4%-50.0%
    % Foreign Born
    		5.1%4.1%
    Loading chart...

    Mortgage and Risk — Peru, NY

    According to HUD data as of 2023, there were 71 mortgage originations in Peru, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Peru, NY. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		71
    % Conventional Loans
    		76.0%
    % Government Loans
    		24.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		3.0%
    % Cash Out Refinance
    		6.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Peru, NY

    Peru, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		47
    Total Units Section 8
    		47
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		96.4%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,040
    2 BedroomN/AN/A$1,310
    3 BedroomN/AN/A$1,580
    4 BedroomN/AN/A$1,740

    Affordability — Peru, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2
    Median Home Price$287,000
    Median Household Income$121,000

    Peru, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions