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  4. /De Ruyter, NY - 13052

De Ruyter, NY—13052

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$255,000
7.3% YoY Growth
Household Income
$78,800
41.8% YoY Growth
Days on Market
2
77.0% Longer YoY
Home Price Forecast
3.8%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — De Ruyter, NY

As of May '26, the median home price in De Ruyter, NY is $255,000, with a year-over-year change of 7.3%. This indicates that home prices in De Ruyter, NY are increasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$255,0007.3%
Single Family $254,0006.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
  • N/A
    N/A
    2 Bed
    $277,0008.6%
    3 Bed
    $281,0007.3%
    4 Bed
    $234,0005.9%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.4%
    1 Bedroom
    8.4%
    2 Bedrooms
    24.6%
    3 Bedrooms
    44.1%
    4 Bedrooms
    15.7%
    5+ Bedrooms
    5.8%

    Rental Trends — De Ruyter, NY

    De Ruyter, NY lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    Studio
    1.9%
    1 Bedroom
    36.2%
    2 Bedrooms
    14.3%
    3 Bedrooms
    35.2%
    4 Bedrooms
    12.4%

    Property Listings — De Ruyter, NY

    As of May '26, Realtor.com reports that the median days on market for a home in De Ruyter, NY is 2. This is a increase of 77.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $265,000-18.0%
    Listing Count
    5-37.0%
    Listings as % of Homes0.5%-37.0%
    Days on Market
    277.0%
    Loading chart...

    Demographics — De Ruyter, NY

    As of the latest ACS Survey released in 2023, De Ruyter, NY has a population of 1,760, which has increased by 15.8% over the past 5 years. De Ruyter, NY is a moderately popular place for families, as children make up 19.2% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    1,76015.8%
    % Under 18
    19.2%-26.4%
    % Seniors
    18.2%-25.4%
    % WFH
    7.3%102.8%
    % w/ College Degree
    22.2%20.0%
    Loading chart...

    As of the latest ACS Survey released in 2023, De Ruyter, NY is a predominantly white area, with 98.0% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in De Ruyter, NY is hispanic, making up 0.5% of the population. Foreign-born residents account for 2.4% of the population in De Ruyter, NY, and this percentage has increased by 71.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    98.0%0.2%
    % Black
    0.0%-100.0%
    % Hispanic
    0.5%-28.6%
    % Asian
    0.0%-100.0%
    % Foreign Born
    2.4%71.4%
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    Mortgage and Risk — De Ruyter, NY

    According to HUD data as of 2023, there were 49 mortgage originations in De Ruyter, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in De Ruyter, NY. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    49
    % Conventional Loans
    92.0%
    % Government Loans
    8.0%
    % Investor Loans
    4.0%
    % Second Loans
    10.0%
    % Cash Out Refinance
    6.0%
    Loading chart...
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    Rentals and Section 8 — De Ruyter, NY

    De Ruyter, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    2
    Total Units Section 8
    2
    % Rentals under Section 8
    2.9%
    % Occupied Section 8
    N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$900
    2 BedroomN/AN/A$1,100
    3 BedroomN/AN/A$1,380
    4 BedroomN/AN/A$1,610

    Affordability — De Ruyter, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.6
    Median Home Price$255,000
    Median Household Income$78,800

    De Ruyter, NY — ZIP Code Boundary Map

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    Frequently Asked Questions