Liverpool, NY—13090
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Liverpool, NY
Home Price Trends — Liverpool, NY
As of Oct '25, the median home price in Liverpool, NY is $287,000, with a year-over-year change of 5.7%. This indicates that home prices in Liverpool, NY are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $287,000 | 5.7% |
| Single Family | $288,000 | 5.5% |
| Condos | $201,000 | 5.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | 6.4% |
3 Bed | $266,000 | 5.6% |
4 Bed | $332,000 | 6.1% |
| 5 Bed | $373,000 | 5.7% |
% of Housing Stock
Rental Trends — Liverpool, NY
As of July '25, Rentcast reports the average rent in Liverpool, NY is $1,800, with a year-over-year rent change of -11.8%. Per bedroom, the median rent as of July '25 in Liverpool, NY is 1-bedrooms: $1,010, 2-bedrooms: $1,510, 3-bedrooms: $2,200, 4-bedrooms: $2,120. The most common rental property sizes in Liverpool, NY are 2-bedroom and 3-bedroom, accounting for 55.7% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,590 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,010 |
| 2 Bed Rent | $1,510 | $1,510 |
| 3 Bed Rent | $2,000 | $2,200 |
| 4 Bed Rent | $1,750 | $2,120 |
% of Rental Stock
Property Listings — Liverpool, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Liverpool, NY is 32. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | -10.0% |
Listing Count | 85 | 5.0% |
| Listings as % of Homes | 0.3% | 5.0% |
Days on Market | 32 | -5.0% |
Demographics — Liverpool, NY
As of the latest ACS Survey released in 2023, Liverpool, NY has a population of 29,200, which has decreased by -1.9% over the past 5 years. Liverpool, NY is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 42.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,200 | -1.9% |
% Under 18 | 21.7% | -6.9% |
% Seniors | 16.6% | 19.4% |
% WFH | 11.7% | 234.3% |
% w/ College Degree | 42.4% | 2.2% |
As of the latest ACS Survey released in 2023, Liverpool, NY is a predominantly white area, with 78.8% of the population identifying as white. The white population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in Liverpool, NY is hispanic, making up 7.3% of the population. Foreign-born residents account for 6.1% of the population in Liverpool, NY, and this percentage has increased by 15.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.8% | -9.2% |
% Black | 6.3% | 8.6% |
% Hispanic | 7.3% | 170.4% |
% Asian | 2.6% | 30.0% |
% Foreign Born | 6.1% | 15.1% |
Mortgage and Risk — Liverpool, NY
According to HUD data as of 2023, there were 335 mortgage originations in Liverpool, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Liverpool, NY. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 335 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Liverpool, NY
As of 2024, the percent of homes in Liverpool, NY under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Liverpool, NY, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 175 |
Total Units Section 8 | 143 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $270 | $1,000 | $1,270 |
| 2 Bedroom | $50 | $1,510 | $1,560 |
| 3 Bedroom | -$90 | $2,000 | $1,910 |
| 4 Bedroom | $400 | $1,750 | $2,150 |
Affordability — Liverpool, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $287,000 |
| Median Household Income | $90,300 |