Moravia, NY—13118
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moravia, NY
As of Nov '25, the median home price in Moravia, NY is $247,000, with a year-over-year change of -1.3%. This indicates that home prices in Moravia, NY are decreasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $247,000 | -1.3% |
| Single Family | $247,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $238,000 | 0.8% |
3 Bed | $247,000 | -1.6% |
4 Bed | $271,000 | -0.4% |
| 5 Bed | $271,602 | -2.5% |
% of Housing Stock
Rental Trends — Moravia, NY
As of July '25, Rentcast reports the average rent in Moravia, NY is $2,360, with a year-over-year rent change of 7.3%. Per bedroom, the median rent as of July '25 in Moravia, NY is 2-bedrooms: $2,360. The most common rental property sizes in Moravia, NY are 2-bedroom and 3-bedroom, accounting for 39.4% and 24.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $2,360 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $975 | $2,360 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Moravia, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Moravia, NY is 74. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $345,000 | -24.0% |
Listing Count | 25 | 34.0% |
| Listings as % of Homes | 0.3% | 34.0% |
Days on Market | 74 | 20.0% |
Demographics — Moravia, NY
As of the latest ACS Survey released in 2023, Moravia, NY has a population of 5,510, which has decreased by -8.7% over the past 5 years. Moravia, NY is a moderately popular place for families, as children make up 18.2% of the population. The area has a poorly educated workforce, with 17.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,510 | -8.7% |
% Under 18 | 18.2% | -3.7% |
% Seniors | 18.4% | 5.7% |
% WFH | 3.5% | -7.9% |
% w/ College Degree | 17.8% | 25.4% |
As of the latest ACS Survey released in 2023, Moravia, NY is a predominantly white area, with 87.0% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Moravia, NY is black, making up 5.9% of the population. Foreign-born residents account for 0.9% of the population in Moravia, NY, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.0% | 0.8% |
% Black | 5.9% | -35.2% |
% Hispanic | 2.9% | 11.5% |
% Asian | 0.2% | 0.0% |
% Foreign Born | 0.9% | -10.0% |
Mortgage and Risk — Moravia, NY
According to HUD data as of 2023, there were 65 mortgage originations in Moravia, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Moravia, NY. Investor activity is low, as 3.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 5.0% |
Rentals and Section 8 — Moravia, NY
Moravia, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | $35 | $975 | $1,010 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Moravia, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $247,000 |
| Median Household Income | $67,600 |