Sandy Creek, NY—13145
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sandy Creek, NY
As of Oct '25, the median home price in Sandy Creek, NY is $174,000, with a year-over-year change of 0.4%. This indicates that home prices in Sandy Creek, NY are flat. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $174,000 | 0.4% |
| Single Family | $175,000 | 0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $183,000 | 0.0% |
3 Bed | $211,000 | -0.5% |
4 Bed | $221,000 | -0.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sandy Creek, NY
Sandy Creek, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sandy Creek, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Sandy Creek, NY is 71. This is a increase of 84.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $247,000 | 47.0% |
Listing Count | 11 | 76.0% |
| Listings as % of Homes | 0.5% | 76.0% |
Days on Market | 71 | 84.0% |
Demographics — Sandy Creek, NY
As of the latest ACS Survey released in 2023, Sandy Creek, NY has a population of 1,790, which has increased by 14.6% over the past 5 years. Sandy Creek, NY is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 21.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,790 | 14.6% |
% Under 18 | 19.6% | -14.4% |
% Seniors | 24.9% | 32.4% |
% WFH | 15.1% | 259.5% |
% w/ College Degree | 21.9% | 106.6% |
As of the latest ACS Survey released in 2023, Sandy Creek, NY is a predominantly white area, with 97.8% of the population identifying as white. The white population has grown by 0.4% in the last 5 years. The second most common race or ethnicity in Sandy Creek, NY is hispanic, making up 1.3% of the population. Foreign-born residents account for 0.4% of the population in Sandy Creek, NY, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.8% | 0.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.3% | 8.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | 100.0% |
Mortgage and Risk — Sandy Creek, NY
According to HUD data as of 2023, there were 64 mortgage originations in Sandy Creek, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Sandy Creek, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 16.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Sandy Creek, NY
Sandy Creek, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 4.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $2,010 |
Affordability — Sandy Creek, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $174,000 |
| Median Household Income | $50,200 |