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  4. /Canajoharie, NY - 13317

Canajoharie, NY—13317

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$189,000
4.0% YoY Growth
Household Income
$69,200
35.1% YoY Growth
Days on Market
47
11.0% Longer YoY
Home Price Forecast
1.4%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Canajoharie, NY

As of May '26, the median home price in Canajoharie, NY is $189,000, with a year-over-year change of 4.0%. This indicates that home prices in Canajoharie, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$189,0004.0%
Single Family $189,0004.4%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$148,0000.7%
    3 Bed
    		$192,0004.3%
    4 Bed
    		$214,0004.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    7.8%
    1 Bedroom
    7.3%
    2 Bedrooms
    22.2%
    3 Bedrooms
    36.8%
    4 Bedrooms
    19.7%
    5+ Bedrooms
    6.3%

    Rental Trends — Canajoharie, NY

    Canajoharie, NY lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    10.7%
    1 Bedroom
    30.3%
    2 Bedrooms
    27.4%
    3 Bedrooms
    23.9%
    4 Bedrooms
    4.7%
    5+ Bedrooms
    3.0%

    Property Listings — Canajoharie, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Canajoharie, NY is 47. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$212,000-3.0%
    Listing Count
    		1838.0%
    Listings as % of Homes1.1%38.0%
    Days on Market
    		4711.0%
    Loading chart...

    Demographics — Canajoharie, NY

    As of the latest ACS Survey released in 2023, Canajoharie, NY has a population of 3,970, which has remained stable by 0.4% over the past 5 years. Canajoharie, NY is a popular place for families, as children make up 34.2% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,9700.4%
    % Under 18
    		34.2%34.1%
    % Seniors
    		12.0%-11.1%
    % WFH
    		5.4%25.6%
    % w/ College Degree
    		18.5%2.8%
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    As of the latest ACS Survey released in 2023, Canajoharie, NY is a predominantly white area, with 95.0% of the population identifying as white. The white population has grown by 4.3% in the last 5 years. The second most common race or ethnicity in Canajoharie, NY is hispanic, making up 1.8% of the population. Foreign-born residents account for 1.4% of the population in Canajoharie, NY, and this percentage has decreased by 46.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		95.0%4.3%
    % Black
    		0.5%-66.7%
    % Hispanic
    		1.8%-35.7%
    % Asian
    		0.5%-37.5%
    % Foreign Born
    		1.4%-46.2%
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    Mortgage and Risk — Canajoharie, NY

    According to HUD data as of 2023, there were 57 mortgage originations in Canajoharie, NY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Canajoharie, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		57
    % Conventional Loans
    		81.0%
    % Government Loans
    		19.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Canajoharie, NY

    Canajoharie, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		68
    Total Units Section 8
    		68
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		61.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$810
    2 BedroomN/AN/A$960
    3 BedroomN/AN/A$1,220
    4 BedroomN/AN/A$1,280

    Affordability — Canajoharie, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.4
    Median Home Price$189,000
    Median Household Income$69,200

    Canajoharie, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions