Marcy, NY—13403
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Marcy, NY
As of Oct '25, the median home price in Marcy, NY is $286,000, with a year-over-year change of 5.2%. This indicates that home prices in Marcy, NY are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $286,000 | 5.2% |
| Single Family | $286,000 | 5.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $206,000 | 7.9% |
3 Bed | $276,000 | 5.3% |
4 Bed | $351,000 | 5.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Marcy, NY
As of July '25, Rentcast reports the average rent in Marcy, NY is $1,800, with a year-over-year rent change of 12.5%. Per bedroom, the median rent as of July '25 in Marcy, NY is 3-bedrooms: $1,800. The most common rental property sizes in Marcy, NY are 2-bedroom and 4-bedroom, accounting for 69.7% and 13.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Marcy, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Marcy, NY is 29. This is a decrease of -43.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $450,000 | -7.0% |
Listing Count | 20 | 30.0% |
| Listings as % of Homes | 0.2% | 30.0% |
Days on Market | 29 | -43.0% |
Demographics — Marcy, NY
As of the latest ACS Survey released in 2023, Marcy, NY has a population of 7,130, which has decreased by -1.7% over the past 5 years. Marcy, NY is a moderately popular place for families, as children make up 19.0% of the population. The area has a poorly educated workforce, with 19.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,130 | -1.7% |
% Under 18 | 19.0% | 55.7% |
% Seniors | 16.5% | 16.2% |
% WFH | 3.7% | -58.9% |
% w/ College Degree | 19.3% | -28.3% |
As of the latest ACS Survey released in 2023, Marcy, NY is a predominantly white area, with 79.6% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Marcy, NY is black, making up 11.3% of the population. Foreign-born residents account for 5.3% of the population in Marcy, NY, and this percentage has decreased by 11.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.6% | 0.8% |
% Black | 11.3% | 3.7% |
% Hispanic | 6.7% | -22.1% |
% Asian | 1.3% | 85.7% |
% Foreign Born | 5.3% | -11.7% |
Mortgage and Risk — Marcy, NY
According to HUD data as of 2023, there were 105 mortgage originations in Marcy, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Marcy, NY. Investor activity is low, as 2.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 105 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Marcy, NY
Marcy, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | 4.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,040 |
| 2 Bedroom | N/A | N/A | $1,300 |
| 3 Bedroom | -$230 | $1,800 | $1,570 |
| 4 Bedroom | N/A | N/A | $1,850 |
Affordability — Marcy, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $286,000 |
| Median Household Income | $100,000 |