Adams Center, NY—13606
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Adams Center, NY
As of Nov '25, the median home price in Adams Center, NY is $219,000, with a year-over-year change of -3.3%. This indicates that home prices in Adams Center, NY are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $219,000 | -3.3% |
| Single Family | $219,000 | -3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $175,000 | -4.4% |
3 Bed | $223,000 | -3.0% |
4 Bed | $243,000 | -2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Adams Center, NY
As of July '25, Rentcast reports the average rent in Adams Center, NY is $1,280, with a year-over-year rent change of 6.7%. Per bedroom, the median rent as of July '25 in Adams Center, NY is 2-bedrooms: $1,250, 3-bedrooms: $1,300. The most common rental property sizes in Adams Center, NY are 2-bedroom and 5+ bedroom, accounting for 46.8% and 22.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,280 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,250 | $1,250 |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Adams Center, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Adams Center, NY is 54. This is a decrease of -49.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $267,000 | 18.0% |
Listing Count | 16 | 86.0% |
| Listings as % of Homes | 0.8% | 86.0% |
Days on Market | 54 | -49.0% |
Demographics — Adams Center, NY
As of the latest ACS Survey released in 2023, Adams Center, NY has a population of 2,400, which has decreased by -11.7% over the past 5 years. Adams Center, NY is a popular place for families, as children make up 25.3% of the population. The area has a moderately educated workforce, with 27.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,400 | -11.7% |
% Under 18 | 25.3% | 18.8% |
% Seniors | 13.6% | -16.6% |
% WFH | 9.6% | 108.7% |
% w/ College Degree | 27.5% | 16.0% |
As of the latest ACS Survey released in 2023, Adams Center, NY is a predominantly white area, with 96.6% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Adams Center, NY is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.0% of the population in Adams Center, NY, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.6% | -1.6% |
% Black | 0.4% | 300.0% |
% Hispanic | 1.0% | -23.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Adams Center, NY
According to HUD data as of 2023, there were 55 mortgage originations in Adams Center, NY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Adams Center, NY. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 55 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Rentals and Section 8 — Adams Center, NY
Adams Center, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 10.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $980 |
| 2 Bedroom | $40 | $1,250 | $1,290 |
| 3 Bedroom | $450 | $1,300 | $1,750 |
| 4 Bedroom | N/A | N/A | $2,150 |
Affordability — Adams Center, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $219,000 |
| Median Household Income | $90,700 |