Dunkirk, NY 14048 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Dunkirk, NY—14048

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$131,000

3.0% YoY Growth

Household Income

$53,000

40.9% YoY Growth

Days on Market

23.0% Longer YoY

Home Price Forecast

4.2%

Median Rent

$950

17.5% YoY Growth

1-Bed Rent

$900

N/A

2-Bed Rent

$980

3.9% YoY Growth

3-Bed Rent

$950

N/A

Home Price Trends — Dunkirk, NY

As of Dec '25, the median home price in Dunkirk, NY is $131,000, with a year-over-year change of 3.0%. This indicates that home prices in Dunkirk, NY are increasing. According to Zillow, the 1-year price projection is 4.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$131,000	3.0%
Single Family	$131,000	4.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Dunkirk, NY

As of July '25, Rentcast reports the average rent in Dunkirk, NY is $1,180, with a year-over-year rent change of -17.5%. Per bedroom, the median rent as of July '25 in Dunkirk, NY is 1-bedrooms: $900, 2-bedrooms: $980, 3-bedrooms: $950, 4-bedrooms: $1,880. The most common rental property sizes in Dunkirk, NY are 2-bedroom and 3-bedroom, accounting for 38.0% and 37.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$950	$1,180
Studio Rent	N/A	N/A
1 Bed Rent	$900	$900
2 Bed Rent	$980	$980
3 Bed Rent	$950	$950
4 Bed Rent	$1,880	$1,880

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% of Rental Stock

Studio

1.9%

1 Bedroom

14.3%

2 Bedrooms

38.0%

3 Bedrooms

37.8%

4 Bedrooms

6.8%

5+ Bedrooms

1.2%

Property Listings — Dunkirk, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Dunkirk, NY is 74. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$142,000	-12.0%
Listing Count	45	14.0%
Listings as % of Homes	0.5%	14.0%
Days on Market	51	23.0%

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Demographics — Dunkirk, NY

As of the latest ACS Survey released in 2023, Dunkirk, NY has a population of 14,900, which has increased by 5.4% over the past 5 years. Dunkirk, NY is a moderately popular place for families, as children make up 17.3% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	14,900	5.4%
% Under 18	17.3%	-16.0%
% Seniors	20.4%	3.6%
% WFH	5.5%	139.1%
% w/ College Degree	18.0%	2.3%

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As of the latest ACS Survey released in 2023, Dunkirk, NY is a predominantly white area, with 62.9% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Dunkirk, NY is hispanic, making up 29.7% of the population. Foreign-born residents account for 3.5% of the population in Dunkirk, NY, and this percentage has decreased by 30.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	62.9%	-4.6%
% Black	6.8%	70.0%
% Hispanic	29.7%	3.8%
% Asian	0.1%	-83.3%
% Foreign Born	3.5%	-30.0%

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Mortgage and Risk — Dunkirk, NY

According to HUD data as of 2023, there were 184 mortgage originations in Dunkirk, NY, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Dunkirk, NY. Investor activity is low, as 9.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	184
% Conventional Loans	83.0%
% Government Loans	17.0%
% Investor Loans	9.0%
% Second Loans	2.0%
% Cash Out Refinance	4.0%

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Rentals and Section 8 — Dunkirk, NY

Dunkirk, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	535
Total Units Section 8	302
% Rentals under Section 8	N/A
% Occupied Section 8	92.2%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$130	$900	$770
2 Bedroom	$10	$980	$990
3 Bedroom	$340	$950	$1,290
4 Bedroom	-$570	$1,880	$1,310

Dunkirk, NY—14048

Key Metrics at a Glance

Home Price Trends — Dunkirk, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Dunkirk, NY

% of Rental Stock

Property Listings — Dunkirk, NY

Demographics — Dunkirk, NY

Race and Ethnicity

Mortgage and Risk — Dunkirk, NY

Mortgages

Rentals and Section 8 — Dunkirk, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Dunkirk, NY

Home Price to Income Ratio

Dunkirk, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Sheridan

Fredonia, NY

Van Buren Point, NY

Lily Dale

Cassadaga, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.1
Median Home Price	$131,000
Median Household Income	$53,000

Dunkirk, NY—14048

Key Metrics at a Glance

Home Price Trends — Dunkirk, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Dunkirk, NY

% of Rental Stock

Property Listings — Dunkirk, NY

Demographics — Dunkirk, NY

Race and Ethnicity

Mortgage and Risk — Dunkirk, NY

Mortgages

Rentals and Section 8 — Dunkirk, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Dunkirk, NY

Home Price to Income Ratio

Dunkirk, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Sheridan

Fredonia, NY

Van Buren Point, NY

Lily Dale

Cassadaga, NY

Frequently Asked Questions

What is the average home price in Dunkirk, NY 14048?

How have home prices in Dunkirk, NY 14048 changed over the past year?

What is the home price projection for Dunkirk, NY 14048?

What are the demographics of Dunkirk, NY 14048?

How long does it take homes to sell in Dunkirk, NY 14048?

What is the average rent price in Dunkirk, NY 14048?