Freedom, NY—14065
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Freedom, NY
As of Oct '25, the median home price in Freedom, NY is $186,000, with a year-over-year change of 1.3%. This indicates that home prices in Freedom, NY are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $186,000 | 1.3% |
| Single Family | $186,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $151,000 | -1.3% |
3 Bed | $198,000 | 1.0% |
4 Bed | $230,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Freedom, NY
Freedom, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Freedom, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Freedom, NY is 81. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $429,000 | 33.0% |
Listing Count | 4 | -7.0% |
| Listings as % of Homes | N/A | -7.0% |
Days on Market | 81 | 19.0% |
Demographics — Freedom, NY
As of the latest ACS Survey released in 2023, Freedom, NY has a population of 1,770, which has remained stable by 0.3% over the past 5 years. Freedom, NY is a moderately popular place for families, as children make up 23.9% of the population. The area has a poorly educated workforce, with 14.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,770 | 0.3% |
% Under 18 | 23.9% | -2.4% |
% Seniors | 13.2% | -40.8% |
% WFH | 6.3% | 173.9% |
% w/ College Degree | 14.8% | 8.0% |
As of the latest ACS Survey released in 2023, Freedom, NY is a predominantly white area, with 95.2% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Freedom, NY is asian, making up 2.4% of the population. Foreign-born residents account for 1.6% of the population in Freedom, NY, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.2% | -3.4% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 2.4% | ∞% |
% Foreign Born | 1.6% | 0.0% |
Mortgage and Risk — Freedom, NY
According to HUD data as of 2023, there were 43 mortgage originations in Freedom, NY, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Freedom, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 43 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Freedom, NY
Freedom, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Freedom, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $186,000 |
| Median Household Income | $61,100 |