Naples, NY—14512
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Naples, NY
As of Oct '25, the median home price in Naples, NY is $272,000, with a year-over-year change of 5.8%. This indicates that home prices in Naples, NY are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $272,000 | 5.8% |
| Single Family | $273,000 | 5.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $220,000 | 3.8% |
2 Bed | $260,000 | 5.3% |
3 Bed | $281,000 | 4.9% |
4 Bed | $324,000 | 8.0% |
| 5 Bed | $433,000 | 8.3% |
% of Housing Stock
Rental Trends — Naples, NY
As of July '25, Rentcast reports the average rent in Naples, NY is $3,700, with a year-over-year rent change of 7.2%. Per bedroom, the median rent as of July '25 in Naples, NY is 3-bedrooms: $5,000, 4-bedrooms: $2,400. The most common rental property sizes in Naples, NY are 1-bedroom and 2-bedroom, accounting for 37.8% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $3,700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $5,000 | $5,000 |
| 4 Bed Rent | $2,400 | $2,400 |
% of Rental Stock
Property Listings — Naples, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Naples, NY is 70. This is a increase of 97.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $404,000 | 12.0% |
Listing Count | 25 | 27.0% |
| Listings as % of Homes | 0.4% | 27.0% |
Days on Market | 70 | 97.0% |
Demographics — Naples, NY
As of the latest ACS Survey released in 2023, Naples, NY has a population of 4,910, which has increased by 10.4% over the past 5 years. Naples, NY is a moderately popular place for families, as children make up 17.6% of the population. The area has a moderately educated workforce, with 29.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,910 | 10.4% |
% Under 18 | 17.6% | 7.3% |
% Seniors | 23.2% | 2.7% |
% WFH | 10.8% | 96.4% |
% w/ College Degree | 29.0% | 2.8% |
As of the latest ACS Survey released in 2023, Naples, NY is a predominantly white area, with 95.0% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Naples, NY is asian, making up 0.8% of the population. Foreign-born residents account for 3.4% of the population in Naples, NY, and this percentage has increased by 54.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.0% | -2.0% |
% Black | 0.1% | -66.7% |
% Hispanic | 0.8% | -33.3% |
% Asian | 0.8% | 33.3% |
% Foreign Born | 3.4% | 54.5% |
Mortgage and Risk — Naples, NY
According to HUD data as of 2023, there were 94 mortgage originations in Naples, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Naples, NY. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 94 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 4.0% |
% Second Loans | 16.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Naples, NY
Naples, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 4.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $950 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | -$3,570 | $5,000 | $1,430 |
| 4 Bedroom | -$830 | $2,400 | $1,570 |
Affordability — Naples, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $272,000 |
| Median Household Income | $69,800 |