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  4. /Manchester, NY - 14548

Manchester, NY—14548

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$259,000
5.6% YoY Growth
Household Income
$84,900
35.8% YoY Growth
Days on Market
9
65.0% Longer YoY
Home Price Forecast
3.5%
Median Rent
$1,300
13.3% YoY Growth
1-Bed Rent
$1,300
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Manchester, NY

14504
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Manchester, NY

As of May '26, the median home price in Manchester, NY is $259,000, with a year-over-year change of 5.6%. This indicates that home prices in Manchester, NY are increasing. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$259,0005.6%
Single Family $259,0005.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$235,0006.3%
    3 Bed
    		$259,0005.7%
    4 Bed
    		$283,0004.0%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.6%
    1 Bedroom
    4.4%
    2 Bedrooms
    22.0%
    3 Bedrooms
    50.9%
    4 Bedrooms
    17.9%
    5+ Bedrooms
    4.2%

    Rental Trends — Manchester, NY

    As of July '25, Rentcast reports the average rent in Manchester, NY is $1,300, with a year-over-year rent change of -13.3%. Per bedroom, the median rent as of July '25 in Manchester, NY is 1-bedrooms: $1,300. The most common rental property sizes in Manchester, NY are 2-bedroom and 3-bedroom, accounting for 39.5% and 25.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,300$1,300
    Studio Rent N/AN/A
    1 Bed Rent $1,300$1,300
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    18.4%
    2 Bedrooms
    39.5%
    3 Bedrooms
    25.7%
    4 Bedrooms
    16.4%

    Property Listings — Manchester, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Manchester, NY is 9. This is a increase of 65.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$224,000-45.0%
    Listing Count
    		3-45.0%
    Listings as % of HomesN/A-45.0%
    Days on Market
    		965.0%
    Loading chart...

    Demographics — Manchester, NY

    As of the latest ACS Survey released in 2023, Manchester, NY has a population of 3,700, which has decreased by -1.8% over the past 5 years. Manchester, NY is a moderately popular place for families, as children make up 16.9% of the population. The area has a poorly educated workforce, with 16.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,700-1.8%
    % Under 18
    		16.9%-6.6%
    % Seniors
    		16.8%-4.5%
    % WFH
    		12.2%117.9%
    % w/ College Degree
    		16.3%29.4%
    Loading chart...

    As of the latest ACS Survey released in 2023, Manchester, NY is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Manchester, NY is hispanic, making up 2.7% of the population. Foreign-born residents account for 2.7% of the population in Manchester, NY, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		90.1%-4.8%
    % Black
    		0.3%-50.0%
    % Hispanic
    		2.7%-32.5%
    % Asian
    		0.1%∞%
    % Foreign Born
    		2.7%200.0%
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    Mortgage and Risk — Manchester, NY

    According to HUD data as of 2023, there were 64 mortgage originations in Manchester, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Manchester, NY. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		64
    % Conventional Loans
    		91.0%
    % Government Loans
    		9.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		8.0%
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    Rentals and Section 8 — Manchester, NY

    Manchester, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		3
    Total Units Section 8
    		3
    % Rentals under Section 8
    		0.8%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$250$1,300$1,050
    2 BedroomN/AN/A$1,310
    3 BedroomN/AN/A$1,580
    4 BedroomN/AN/A$1,740

    Affordability — Manchester, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.5
    Median Home Price$259,000
    Median Household Income$84,900

    Manchester, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Manchester, NY

    14504

    Palmyra, NY

    14522

    Farmington, NY

    14425

    Clifton Springs, NY

    14432

    Port Gibson

    14537

    Frequently Asked Questions