Victor, NY—14564
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Victor, NY
As of Oct '25, the median home price in Victor, NY is $479,000, with a year-over-year change of 7.3%. This indicates that home prices in Victor, NY are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $479,000 | 7.3% |
| Single Family | $483,000 | 7.6% |
| Condos | $282,000 | 2.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $291,000 | 4.7% |
3 Bed | $400,000 | 6.7% |
4 Bed | $566,000 | 8.6% |
| 5 Bed | $726,000 | 6.9% |
% of Housing Stock
Rental Trends — Victor, NY
As of July '25, Rentcast reports the average rent in Victor, NY is $3,480, with a year-over-year rent change of 67.3%. Per bedroom, the median rent as of July '25 in Victor, NY is 1-bedrooms: $1,250, 2-bedrooms: $2,840, 3-bedrooms: $3,660, 4-bedrooms: $5,800. The most common rental property sizes in Victor, NY are 2-bedroom and 1-bedroom, accounting for 41.3% and 26.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,600 | $3,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,050 | $1,250 |
| 2 Bed Rent | $2,080 | $2,840 |
| 3 Bed Rent | $3,680 | $3,660 |
| 4 Bed Rent | $5,800 | $5,800 |
% of Rental Stock
Property Listings — Victor, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Victor, NY is 23. This is a decrease of -29.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $594,000 | 8.0% |
Listing Count | 58 | 32.0% |
| Listings as % of Homes | 0.5% | 32.0% |
Days on Market | 23 | -29.0% |
Demographics — Victor, NY
As of the latest ACS Survey released in 2023, Victor, NY has a population of 16,300, which has increased by 7.5% over the past 5 years. Victor, NY is a moderately popular place for families, as children make up 22.6% of the population. The area has a highly educated workforce, with 56.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,300 | 7.5% |
% Under 18 | 22.6% | -9.2% |
% Seniors | 21.7% | 20.6% |
% WFH | 20.9% | 148.8% |
% w/ College Degree | 56.5% | -1.4% |
As of the latest ACS Survey released in 2023, Victor, NY is a predominantly white area, with 89.2% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Victor, NY is asian, making up 3.7% of the population. Foreign-born residents account for 7.0% of the population in Victor, NY, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.2% | -4.9% |
% Black | 1.4% | 27.3% |
% Hispanic | 3.7% | 362.5% |
% Asian | 3.7% | 105.6% |
% Foreign Born | 7.0% | 25.0% |
Mortgage and Risk — Victor, NY
According to HUD data as of 2023, there were 379 mortgage originations in Victor, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Victor, NY. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 379 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Victor, NY
As of 2024, the percent of homes in Victor, NY under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Victor, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 72 |
Total Units Section 8 | 72 |
% Rentals under Section 8 | 5.5% |
% Occupied Section 8 | 92.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $290 | $1,050 | $1,340 |
| 2 Bedroom | -$420 | $2,080 | $1,660 |
| 3 Bedroom | -$1,680 | $3,680 | $2,000 |
| 4 Bedroom | -$3,600 | $5,800 | $2,200 |
Affordability — Victor, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $479,000 |
| Median Household Income | $111,000 |