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  4. /Cattaraugus, NY - 14719

Cattaraugus, NY—14719

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$171,000
8.7% YoY Growth
Household Income
$61,100
30.7% YoY Growth
Days on Market
73
30.0% Shorter YoY
Home Price Forecast
2.4%
Median Rent
$1,750
33.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,750
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cattaraugus, NY

As of May '26, the median home price in Cattaraugus, NY is $171,000, with a year-over-year change of 8.7%. This indicates that home prices in Cattaraugus, NY are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$171,0008.7%
Single Family $171,0008.9%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

Browse ZIP Codes by State

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$170,0008.3%
    3 Bed
    		$171,0008.9%
    4 Bed
    		$198,00010.0%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.2%
    1 Bedroom
    15.8%
    2 Bedrooms
    22.9%
    3 Bedrooms
    38.7%
    4 Bedrooms
    18.8%
    5+ Bedrooms
    1.7%

    Rental Trends — Cattaraugus, NY

    As of July '25, Rentcast reports the average rent in Cattaraugus, NY is $2,820, with a year-over-year rent change of -33.6%. Per bedroom, the median rent as of July '25 in Cattaraugus, NY is 3-bedrooms: $1,750, 4-bedrooms: $3,900. The most common rental property sizes in Cattaraugus, NY are 1-bedroom and 2-bedroom, accounting for 36.0% and 28.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,750$2,820
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent $1,750$1,750
    4 Bed Rent $3,900$3,900
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    % of Rental Stock

    Studio
    1.9%
    1 Bedroom
    36.0%
    2 Bedrooms
    28.4%
    3 Bedrooms
    20.8%
    4 Bedrooms
    12.9%

    Property Listings — Cattaraugus, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Cattaraugus, NY is 73. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$150,000111.0%
    Listing Count
    		1792.0%
    Listings as % of Homes0.4%92.0%
    Days on Market
    		73-30.0%
    Loading chart...

    Demographics — Cattaraugus, NY

    As of the latest ACS Survey released in 2023, Cattaraugus, NY has a population of 3,330, which has decreased by -2.6% over the past 5 years. Cattaraugus, NY is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 16.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,330-2.6%
    % Under 18
    		20.8%-15.4%
    % Seniors
    		19.8%8.2%
    % WFH
    		8.0%40.4%
    % w/ College Degree
    		16.9%11.9%
    Loading chart...

    As of the latest ACS Survey released in 2023, Cattaraugus, NY is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Cattaraugus, NY is hispanic, making up 3.0% of the population. Foreign-born residents account for 0.9% of the population in Cattaraugus, NY, and this percentage has decreased by 30.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		93.8%-1.3%
    % Black
    		0.1%-87.5%
    % Hispanic
    		3.0%3.4%
    % Asian
    		0.1%0.0%
    % Foreign Born
    		0.9%-30.8%
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    Mortgage and Risk — Cattaraugus, NY

    According to HUD data as of 2023, there were 49 mortgage originations in Cattaraugus, NY, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Cattaraugus, NY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		49
    % Conventional Loans
    		63.0%
    % Government Loans
    		37.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — Cattaraugus, NY

    Cattaraugus, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		N/A
    Total Units Section 8
    		N/A
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$720
    2 BedroomN/AN/A$930
    3 Bedroom-$610$1,750$1,140
    4 Bedroom-$2,590$3,900$1,310

    Affordability — Cattaraugus, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.3
    Median Home Price$171,000
    Median Household Income$61,100

    Cattaraugus, NY — ZIP Code Boundary Map

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