Ripley, NY—14775
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ripley, NY
As of Oct '25, the median home price in Ripley, NY is $140,000, with a year-over-year change of 1.3%. This indicates that home prices in Ripley, NY are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $140,000 | 1.3% |
| Single Family | $141,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $139,000 | 2.2% |
3 Bed | $142,000 | 1.4% |
4 Bed | $155,000 | 3.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ripley, NY
Ripley, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ripley, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Ripley, NY is 3. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $128,000 | 43.0% |
Listing Count | 3 | -72.0% |
| Listings as % of Homes | 0.5% | -72.0% |
Days on Market | 3 | 10.0% |
Demographics — Ripley, NY
As of the latest ACS Survey released in 2023, Ripley, NY has a population of 2,270, which has decreased by -10.2% over the past 5 years. Ripley, NY is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 19.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,270 | -10.2% |
% Under 18 | 25.3% | 31.1% |
% Seniors | 19.1% | 1.1% |
% WFH | 6.8% | -1.4% |
% w/ College Degree | 19.3% | 54.4% |
As of the latest ACS Survey released in 2023, Ripley, NY is a predominantly white area, with 94.7% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Ripley, NY is hispanic, making up 4.0% of the population. Foreign-born residents account for 2.2% of the population in Ripley, NY, and this percentage has increased by 15.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | 1.8% |
% Black | 0.0% | -100.0% |
% Hispanic | 4.0% | -24.5% |
% Asian | 0.8% | ∞% |
% Foreign Born | 2.2% | 15.8% |
Mortgage and Risk — Ripley, NY
According to HUD data as of 2023, there were 44 mortgage originations in Ripley, NY, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Ripley, NY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 0.0% |
% Second Loans | 18.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Ripley, NY
Ripley, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Ripley, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $140,000 |
| Median Household Income | $50,100 |