Erin, NY—14838
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Erin, NY
As of Oct '25, the median home price in Erin, NY is $191,000, with a year-over-year change of 2.2%. This indicates that home prices in Erin, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $191,000 | 2.2% |
| Single Family | $191,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $155,000 | 2.6% |
3 Bed | $196,000 | 2.6% |
4 Bed | $228,000 | 3.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Erin, NY
Erin, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Erin, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Erin, NY is 71. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $199,000 | 89.0% |
Listing Count | 11 | 29.0% |
| Listings as % of Homes | 0.8% | 29.0% |
Days on Market | 71 | -15.0% |
Demographics — Erin, NY
As of the latest ACS Survey released in 2023, Erin, NY has a population of 2,150, which has increased by 20.4% over the past 5 years. Erin, NY is a moderately popular place for families, as children make up 22.7% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,150 | 20.4% |
% Under 18 | 22.7% | 12.9% |
% Seniors | 22.9% | 37.1% |
% WFH | 4.4% | 158.8% |
% w/ College Degree | 17.2% | 4.2% |
As of the latest ACS Survey released in 2023, Erin, NY is a predominantly white area, with 96.2% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Erin, NY is hispanic, making up 1.4% of the population. Foreign-born residents account for 0.0% of the population in Erin, NY, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.2% | -0.8% |
% Black | 0.3% | -50.0% |
% Hispanic | 1.4% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Erin, NY
According to HUD data as of 2023, there were 62 mortgage originations in Erin, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Erin, NY. Investor activity is low, as 2.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 62 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Erin, NY
Erin, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,090 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | N/A | N/A | $1,530 |
Affordability — Erin, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $191,000 |
| Median Household Income | $70,000 |