Belle Vernon, PA—15012
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belle Vernon, PA
As of Oct '25, the median home price in Belle Vernon, PA is $190,000, with a year-over-year change of 1.9%. This indicates that home prices in Belle Vernon, PA are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $190,000 | 2.0% |
| Single Family | $186,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $132,000 | 4.8% |
3 Bed | $205,000 | 1.5% |
4 Bed | $322,000 | 0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belle Vernon, PA
As of July '25, Rentcast reports the average rent in Belle Vernon, PA is $1,100, with a year-over-year rent change of 18.5%. Per bedroom, the median rent as of July '25 in Belle Vernon, PA is 2-bedrooms: $1,070, 3-bedrooms: $1,130. The most common rental property sizes in Belle Vernon, PA are 2-bedroom and 3-bedroom, accounting for 45.9% and 29.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $900 | $1,070 |
| 3 Bed Rent | $950 | $1,130 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Belle Vernon, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Belle Vernon, PA is 39. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $262,000 | -4.0% |
Listing Count | 54 | -8.0% |
| Listings as % of Homes | 0.5% | -8.0% |
Days on Market | 39 | -24.0% |
Demographics — Belle Vernon, PA
As of the latest ACS Survey released in 2023, Belle Vernon, PA has a population of 15,300, which has remained stable by -0.8% over the past 5 years. Belle Vernon, PA is a moderately popular place for families, as children make up 18.4% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,300 | -0.8% |
% Under 18 | 18.4% | 3.4% |
% Seniors | 24.8% | 21.0% |
% WFH | 10.7% | 245.2% |
% w/ College Degree | 27.8% | 1.1% |
As of the latest ACS Survey released in 2023, Belle Vernon, PA is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Belle Vernon, PA is black, making up 3.6% of the population. Foreign-born residents account for 2.4% of the population in Belle Vernon, PA, and this percentage has increased by 118.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.5% | -4.2% |
% Black | 3.6% | 176.9% |
% Hispanic | 1.9% | 58.3% |
% Asian | 1.1% | -15.4% |
% Foreign Born | 2.4% | 118.2% |
Mortgage and Risk — Belle Vernon, PA
According to HUD data as of 2023, there were 325 mortgage originations in Belle Vernon, PA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Belle Vernon, PA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 325 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Belle Vernon, PA
Belle Vernon, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 337 |
Total Units Section 8 | 114 |
% Rentals under Section 8 | 6.6% |
% Occupied Section 8 | 86.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $910 |
| 2 Bedroom | $190 | $900 | $1,090 |
| 3 Bedroom | $440 | $950 | $1,390 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Belle Vernon, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $190,000 |
| Median Household Income | $61,900 |