Ebensburg, PA—15931
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ebensburg, PA
As of Nov '25, the median home price in Ebensburg, PA is $200,000, with a year-over-year change of -0.1%. This indicates that home prices in Ebensburg, PA are flat. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $200,000 | -0.1% |
| Single Family | $200,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ebensburg, PA
As of July '25, Rentcast reports the average rent in Ebensburg, PA is $650, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Ebensburg, PA is 1-bedrooms: $650. The most common rental property sizes in Ebensburg, PA are 2-bedroom and 1-bedroom, accounting for 36.2% and 34.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $650 | $650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $650 | $650 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ebensburg, PA
As of Nov '25, Realtor.com reports that the median days on market for a home in Ebensburg, PA is 83. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $170,000 | -23.0% |
Listing Count | 16 | -25.0% |
| Listings as % of Homes | 0.4% | -25.0% |
Days on Market | 83 | -1.0% |
Demographics — Ebensburg, PA
As of the latest ACS Survey released in 2023, Ebensburg, PA has a population of 8,850, which has remained stable by 0.4% over the past 5 years. Ebensburg, PA is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 28.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,850 | 0.4% |
% Under 18 | 15.5% | -15.8% |
% Seniors | 32.5% | 54.8% |
% WFH | 11.1% | 131.2% |
% w/ College Degree | 28.6% | -13.1% |
As of the latest ACS Survey released in 2023, Ebensburg, PA is a predominantly white area, with 96.4% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Ebensburg, PA is black, making up 1.7% of the population. Foreign-born residents account for 0.8% of the population in Ebensburg, PA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.4% | 0.7% |
% Black | 1.7% | -37.0% |
% Hispanic | 0.6% | -25.0% |
% Asian | 0.2% | -50.0% |
% Foreign Born | 0.8% | 0.0% |
Mortgage and Risk — Ebensburg, PA
According to HUD data as of 2023, there were 198 mortgage originations in Ebensburg, PA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Ebensburg, PA. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 198 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Rentals and Section 8 — Ebensburg, PA
Ebensburg, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 99 |
Total Units Section 8 | 99 |
% Rentals under Section 8 | 12.1% |
% Occupied Section 8 | 94.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $160 | $650 | $810 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Ebensburg, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $200,000 |
| Median Household Income | $62,800 |