New Cumberland, PA—17070
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — New Cumberland, PA
As of Oct '25, the median home price in New Cumberland, PA is $285,000, with a year-over-year change of 5.9%. This indicates that home prices in New Cumberland, PA are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $285,000 | 5.9% |
| Single Family | $286,000 | 5.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | 6.6% |
3 Bed | $283,000 | 6.0% |
4 Bed | $384,000 | 5.2% |
| 5 Bed | $417,000 | 4.8% |
% of Housing Stock
Rental Trends — New Cumberland, PA
As of July '25, Rentcast reports the average rent in New Cumberland, PA is $1,360, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in New Cumberland, PA is studios: $849, 1-bedrooms: $1,170, 2-bedrooms: $1,340, 3-bedrooms: $1,700, 4-bedrooms: $2,600. The most common rental property sizes in New Cumberland, PA are 2-bedroom and 1-bedroom, accounting for 34.8% and 31.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,360 |
| Studio Rent | $849 | $849 |
| 1 Bed Rent | $1,100 | $1,170 |
| 2 Bed Rent | $1,400 | $1,340 |
| 3 Bed Rent | $1,700 | $1,700 |
| 4 Bed Rent | $2,600 | $2,600 |
% of Rental Stock
Property Listings — New Cumberland, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in New Cumberland, PA is 36. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | 11.0% |
Listing Count | 44 | 32.0% |
| Listings as % of Homes | 0.4% | 32.0% |
Days on Market | 36 | -22.0% |
Demographics — New Cumberland, PA
As of the latest ACS Survey released in 2023, New Cumberland, PA has a population of 16,900, which has increased by 7.4% over the past 5 years. New Cumberland, PA is a moderately popular place for families, as children make up 19.7% of the population. The area has a moderately educated workforce, with 36.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,900 | 7.4% |
% Under 18 | 19.7% | 1.0% |
% Seniors | 16.6% | -1.8% |
% WFH | 14.5% | 437.0% |
% w/ College Degree | 36.0% | 13.9% |
As of the latest ACS Survey released in 2023, New Cumberland, PA is a predominantly white area, with 81.5% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in New Cumberland, PA is hispanic, making up 10.8% of the population. Foreign-born residents account for 3.0% of the population in New Cumberland, PA, and this percentage has decreased by 31.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.5% | -6.2% |
% Black | 2.8% | -33.3% |
% Hispanic | 10.8% | 89.5% |
% Asian | 1.2% | -45.5% |
% Foreign Born | 3.0% | -31.8% |
Mortgage and Risk — New Cumberland, PA
According to HUD data as of 2023, there were 265 mortgage originations in New Cumberland, PA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in New Cumberland, PA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 265 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — New Cumberland, PA
As of 2024, the percent of homes in New Cumberland, PA under the Section 8 program is 2.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In New Cumberland, PA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 137 |
Total Units Section 8 | 37 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$180 | $1,100 | $920 |
| 2 Bedroom | -$250 | $1,400 | $1,150 |
| 3 Bedroom | -$200 | $1,700 | $1,500 |
| 4 Bedroom | -$1,050 | $2,600 | $1,550 |
Affordability — New Cumberland, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $285,000 |
| Median Household Income | $91,100 |