Orrstown, PA17244

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$281,000
3.2% YoY Growth
Median Household Income
$74,800
21.9% 5-Year Growth
Days on Market
48
30.0% Shorter than last year
Home Price Forecast
0.4%
Median Rent
$950
0.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$950
N/A

Property Listings — Orrstown, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Orrstown, PA is 48. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$315,000-2.0%
Listing Count
6-34.0%
Listings as % of Homes0.2%-34.0%
Days on Market
48-30.0%
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Demographics — Orrstown, PA

As of the latest ACS Survey released in 2023, Orrstown, PA has a population of 2,300, which has decreased by -5.2% over the past 5 years. Orrstown, PA is a popular place for families, as children make up 26.7% of the population. The area has a poorly educated workforce, with 11.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,300-5.2%
% Under 18
26.7%17.1%
% Seniors
16.6%2.5%
% WFH
6.9%0.0%
% w/ College Degree
11.1%-2.6%
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As of the latest ACS Survey released in 2023, Orrstown, PA is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Orrstown, PA is hispanic, making up 0.2% of the population. Foreign-born residents account for 0.3% of the population in Orrstown, PA, and this percentage has decreased by 85.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.6%-2.6%
% Black
0.0%-100.0%
% Hispanic
0.2%-77.8%
% Asian
0.1%-91.7%
% Foreign Born
0.3%-85.0%
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Mortgage and Risk — Orrstown, PA

According to HUD data as of 2023, there were 78 mortgage originations in Orrstown, PA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Orrstown, PA. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
78
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
3.0%

Loan Activity

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Rentals and Section 8 — Orrstown, PA

Orrstown, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
0.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,030
2 BedroomN/AN/A$1,250
3 Bedroom$720$950$1,670
4 BedroomN/AN/A$1,890

Affordability — Orrstown, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$281,000
Median Household Income$74,800

Orrstown, PA — ZIP Code Boundary Map

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Frequently Asked Questions