Stewartstown, PA—17363
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stewartstown, PA
As of Oct '25, the median home price in Stewartstown, PA is $384,000, with a year-over-year change of 4.6%. This indicates that home prices in Stewartstown, PA are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $384,000 | 4.6% |
| Single Family | $388,000 | 4.6% |
| Condos | $258,000 | 2.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $263,000 | 3.5% |
3 Bed | $362,000 | 4.6% |
4 Bed | $447,000 | 5.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stewartstown, PA
As of July '25, Rentcast reports the average rent in Stewartstown, PA is $1,700, with a year-over-year rent change of 34.9%. Per bedroom, the median rent as of July '25 in Stewartstown, PA is studios: $725, 3-bedrooms: $2,040. The most common rental property sizes in Stewartstown, PA are 3-bedroom and 2-bedroom, accounting for 32.3% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,580 | $1,700 |
| Studio Rent | $725 | $725 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,580 | $2,040 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stewartstown, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stewartstown, PA is 29. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $444,000 | 6.0% |
Listing Count | 31 | 9.0% |
| Listings as % of Homes | 1.7% | 9.0% |
Days on Market | 29 | 46.0% |
Demographics — Stewartstown, PA
As of the latest ACS Survey released in 2023, Stewartstown, PA has a population of 8,460, which has decreased by -10.1% over the past 5 years. Stewartstown, PA is a moderately popular place for families, as children make up 19.2% of the population. The area has a moderately educated workforce, with 30.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,460 | -10.1% |
% Under 18 | 19.2% | -10.7% |
% Seniors | 22.3% | 18.6% |
% WFH | 13.6% | 353.3% |
% w/ College Degree | 30.5% | 4.1% |
As of the latest ACS Survey released in 2023, Stewartstown, PA is a predominantly white area, with 87.9% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Stewartstown, PA is black, making up 3.0% of the population. Foreign-born residents account for 2.4% of the population in Stewartstown, PA, and this percentage has decreased by 38.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.9% | -8.8% |
% Black | 3.0% | 400.0% |
% Hispanic | 2.8% | 86.7% |
% Asian | 1.1% | 10.0% |
% Foreign Born | 2.4% | -38.5% |
Mortgage and Risk — Stewartstown, PA
According to HUD data as of 2023, there were 294 mortgage originations in Stewartstown, PA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Stewartstown, PA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 294 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Stewartstown, PA
Stewartstown, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 38 |
Total Units Section 8 | 38 |
% Rentals under Section 8 | 7.3% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $860 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | -$140 | $1,580 | $1,440 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Stewartstown, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $384,000 |
| Median Household Income | $97,900 |