York, PA—17404
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — York, PA
As of Oct '25, the median home price in York, PA is $248,000, with a year-over-year change of 5.5%. This indicates that home prices in York, PA are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $248,000 | 5.5% |
| Single Family | $256,000 | 5.8% |
| Condos | $177,000 | 6.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $185,000 | 6.3% |
3 Bed | $227,000 | 6.1% |
4 Bed | $409,000 | 4.9% |
| 5 Bed | $241,000 | 6.2% |
% of Housing Stock
Rental Trends — York, PA
As of July '25, Rentcast reports the average rent in York, PA is $1,350, with a year-over-year rent change of 17.4%. Per bedroom, the median rent as of July '25 in York, PA is studios: $2,500, 1-bedrooms: $1,060, 2-bedrooms: $1,300, 3-bedrooms: $1,540, 4-bedrooms: $1,680. The most common rental property sizes in York, PA are 2-bedroom and 3-bedroom, accounting for 35.2% and 27.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,270 | $1,350 |
| Studio Rent | $2,500 | $2,500 |
| 1 Bed Rent | $1,020 | $1,060 |
| 2 Bed Rent | $1,200 | $1,300 |
| 3 Bed Rent | $1,430 | $1,540 |
| 4 Bed Rent | $1,600 | $1,680 |
% of Rental Stock
Property Listings — York, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in York, PA is 35. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $230,000 | 8.0% |
Listing Count | 133 | 7.0% |
| Listings as % of Homes | 0.6% | 7.0% |
Days on Market | 35 | -3.0% |
Demographics — York, PA
As of the latest ACS Survey released in 2023, York, PA has a population of 39,000, which has increased by 10.0% over the past 5 years. York, PA is a moderately popular place for families, as children make up 24.4% of the population. The area has a moderately educated workforce, with 30.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 39,000 | 10.0% |
% Under 18 | 24.4% | -2.4% |
% Seniors | 15.3% | 15.0% |
% WFH | 11.1% | 382.6% |
% w/ College Degree | 30.0% | 21.0% |
As of the latest ACS Survey released in 2023, York, PA is a predominantly white area, with 64.6% of the population identifying as white. The white population has shrunk by 10.9% in the last 5 years. The second most common race or ethnicity in York, PA is hispanic, making up 19.1% of the population. Foreign-born residents account for 5.7% of the population in York, PA, and this percentage has increased by 1.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.6% | -10.9% |
% Black | 12.6% | 17.8% |
% Hispanic | 19.1% | 70.5% |
% Asian | 0.9% | -52.6% |
% Foreign Born | 5.7% | 1.8% |
Mortgage and Risk — York, PA
According to HUD data as of 2023, there were 573 mortgage originations in York, PA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in York, PA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 573 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — York, PA
As of 2024, the percent of homes in York, PA under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In York, PA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 553 |
Total Units Section 8 | 285 |
% Rentals under Section 8 | 6.9% |
% Occupied Section 8 | 81.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $90 | $1,020 | $1,110 |
| 2 Bedroom | $190 | $1,200 | $1,390 |
| 3 Bedroom | $450 | $1,430 | $1,880 |
| 4 Bedroom | $350 | $1,600 | $1,950 |
Affordability — York, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $248,000 |
| Median Household Income | $75,900 |