Lock Haven, PA 17745 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Lock Haven, PA—17745

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$195,000

6.1% YoY Growth

Household Income

$53,600

20.0% YoY Growth

Days on Market

12.0% Shorter YoY

Home Price Forecast

0.4%

Median Rent

$995

7.1% YoY Growth

1-Bed Rent

$725

3.7% YoY Growth

2-Bed Rent

$900

4.2% YoY Growth

3-Bed Rent

$1,250

5.4% YoY Growth

Home Price Trends — Lock Haven, PA

As of Dec '25, the median home price in Lock Haven, PA is $195,000, with a year-over-year change of 6.1%. This indicates that home prices in Lock Haven, PA are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$195,000	6.1%
Single Family	$196,000	5.9%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Lock Haven, PA

As of July '25, Rentcast reports the average rent in Lock Haven, PA is $1,030, with a year-over-year rent change of 7.1%. Per bedroom, the median rent as of July '25 in Lock Haven, PA is studios: $675, 1-bedrooms: $701, 2-bedrooms: $949, 3-bedrooms: $1,180, 4-bedrooms: $1,340. The most common rental property sizes in Lock Haven, PA are 2-bedroom and 1-bedroom, accounting for 33.2% and 27.9% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$995	$1,030
Studio Rent	$675	$675
1 Bed Rent	$725	$701
2 Bed Rent	$900	$949
3 Bed Rent	$1,250	$1,180
4 Bed Rent	$1,300	$1,340

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% of Rental Stock

Studio

3.5%

1 Bedroom

27.9%

2 Bedrooms

33.2%

3 Bedrooms

22.9%

4 Bedrooms

7.6%

5+ Bedrooms

4.8%

Property Listings — Lock Haven, PA

As of Dec '25, Realtor.com reports that the median days on market for a home in Lock Haven, PA is 63. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$271,000	13.0%
Listing Count	45	8.0%
Listings as % of Homes	0.3%	8.0%
Days on Market	79	-12.0%

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Demographics — Lock Haven, PA

As of the latest ACS Survey released in 2023, Lock Haven, PA has a population of 17,700, which has decreased by -5.5% over the past 5 years. Lock Haven, PA is a moderately popular place for families, as children make up 16.4% of the population. The area has a moderately educated workforce, with 25.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	17,700	-5.5%
% Under 18	16.4%	-7.3%
% Seniors	19.8%	17.9%
% WFH	8.3%	219.2%
% w/ College Degree	25.5%	10.4%

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As of the latest ACS Survey released in 2023, Lock Haven, PA is a predominantly white area, with 92.0% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Lock Haven, PA is black, making up 2.6% of the population. Foreign-born residents account for 2.3% of the population in Lock Haven, PA, and this percentage has increased by 27.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	92.0%	-2.0%
% Black	2.6%	4.0%
% Hispanic	2.3%	43.8%
% Asian	1.0%	25.0%
% Foreign Born	2.3%	27.8%

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Mortgage and Risk — Lock Haven, PA

According to HUD data as of 2023, there were 288 mortgage originations in Lock Haven, PA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Lock Haven, PA. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	288
% Conventional Loans	78.0%
% Government Loans	22.0%
% Investor Loans	3.0%
% Second Loans	1.0%
% Cash Out Refinance	7.0%

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Rentals and Section 8 — Lock Haven, PA

As of 2024, the percent of homes in Lock Haven, PA under the Section 8 program is 9.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lock Haven, PA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	621
Total Units Section 8	257
% Rentals under Section 8	9.5%
% Occupied Section 8	98.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$95	$725	$820
2 Bedroom	$120	$900	$1,020
3 Bedroom	$20	$1,250	$1,270
4 Bedroom	$390	$1,300	$1,690

Lock Haven, PA—17745

Key Metrics at a Glance

Home Price Trends — Lock Haven, PA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Lock Haven, PA

% of Rental Stock

Property Listings — Lock Haven, PA

Demographics — Lock Haven, PA

Race and Ethnicity

Mortgage and Risk — Lock Haven, PA

Mortgages

Rentals and Section 8 — Lock Haven, PA

Section 8 Market Size

Section 8 Opportunity

Affordability — Lock Haven, PA

Home Price to Income Ratio

Lock Haven, PA — ZIP Code Boundary Map

Nearby ZIP Codes

Woolrich

Mill Hall, PA

Avis

Youngdale

Waterville, PA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.3
Median Home Price	$195,000
Median Household Income	$53,600

Lock Haven, PA—17745

Key Metrics at a Glance

Home Price Trends — Lock Haven, PA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Lock Haven, PA

% of Rental Stock

Property Listings — Lock Haven, PA

Demographics — Lock Haven, PA

Race and Ethnicity

Mortgage and Risk — Lock Haven, PA

Mortgages

Rentals and Section 8 — Lock Haven, PA

Section 8 Market Size

Section 8 Opportunity

Affordability — Lock Haven, PA

Home Price to Income Ratio

Lock Haven, PA — ZIP Code Boundary Map

Nearby ZIP Codes

Woolrich

Mill Hall, PA

Avis

Youngdale

Waterville, PA

Frequently Asked Questions

What is the average home price in Lock Haven, PA 17745?

How have home prices in Lock Haven, PA 17745 changed over the past year?

What is the home price projection for Lock Haven, PA 17745?

What are the demographics of Lock Haven, PA 17745?

How long does it take homes to sell in Lock Haven, PA 17745?

What is the average rent price in Lock Haven, PA 17745?