Montoursville, PA—17754
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Montoursville, PA
As of Oct '25, the median home price in Montoursville, PA is $280,000, with a year-over-year change of 5.9%. This indicates that home prices in Montoursville, PA are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $280,000 | 6.0% |
| Single Family | $279,000 | 5.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $219,000 | 7.4% |
3 Bed | $271,000 | 5.9% |
4 Bed | $351,000 | 4.8% |
| 5 Bed | $397,000 | 3.9% |
% of Housing Stock
Rental Trends — Montoursville, PA
As of July '25, Rentcast reports the average rent in Montoursville, PA is $1,530, with a year-over-year rent change of 11.7%. Per bedroom, the median rent as of July '25 in Montoursville, PA is studios: $675, 1-bedrooms: $900, 2-bedrooms: $2,850, 3-bedrooms: $1,270, 4-bedrooms: $3,000. The most common rental property sizes in Montoursville, PA are 2-bedroom and 3-bedroom, accounting for 37.6% and 34.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,530 |
| Studio Rent | $675 | $675 |
| 1 Bed Rent | $900 | $900 |
| 2 Bed Rent | $2,850 | $2,850 |
| 3 Bed Rent | $1,200 | $1,270 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Montoursville, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Montoursville, PA is 61. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $357,000 | 10.0% |
Listing Count | 51 | 71.0% |
| Listings as % of Homes | 0.2% | 71.0% |
Days on Market | 61 | 35.0% |
Demographics — Montoursville, PA
As of the latest ACS Survey released in 2023, Montoursville, PA has a population of 12,000, which has decreased by -4.0% over the past 5 years. Montoursville, PA is a moderately popular place for families, as children make up 18.8% of the population. The area has a moderately educated workforce, with 30.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,000 | -4.0% |
% Under 18 | 18.8% | -12.1% |
% Seniors | 25.2% | 6.3% |
% WFH | 4.6% | 130.0% |
% w/ College Degree | 30.3% | -9.8% |
As of the latest ACS Survey released in 2023, Montoursville, PA is a predominantly white area, with 93.3% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Montoursville, PA is hispanic, making up 2.4% of the population. Foreign-born residents account for 1.5% of the population in Montoursville, PA, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.3% | -2.5% |
% Black | 0.7% | 133.3% |
% Hispanic | 2.4% | 33.3% |
% Asian | 1.7% | 325.0% |
% Foreign Born | 1.5% | -25.0% |
Mortgage and Risk — Montoursville, PA
According to HUD data as of 2023, there were 236 mortgage originations in Montoursville, PA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Montoursville, PA. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 236 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Montoursville, PA
As of 2024, the percent of homes in Montoursville, PA under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Montoursville, PA, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | 71.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $80 | $900 | $980 |
| 2 Bedroom | -$1,680 | $2,850 | $1,170 |
| 3 Bedroom | $340 | $1,200 | $1,540 |
| 4 Bedroom | -$1,310 | $3,000 | $1,690 |
Affordability — Montoursville, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $280,000 |
| Median Household Income | $72,300 |