Northampton, PA18067

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$338,000
3.1% YoY Growth
Median Household Income
$90,000
39.0% 5-Year Growth
Days on Market
19
9.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$1,680
2.9% YoY Growth
1-Bed Rent
$1,120
1.7% YoY Growth
2-Bed Rent
$1,420
22.5% YoY Growth
3-Bed Rent
$2,200
6.4% YoY Growth

Property Listings — Northampton, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Northampton, PA is 19. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$337,000-9.0%
Listing Count
5893.0%
Listings as % of Homes0.2%93.0%
Days on Market
199.0%
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Demographics — Northampton, PA

As of the latest ACS Survey released in 2023, Northampton, PA has a population of 19,500, which has increased by 7.3% over the past 5 years. Northampton, PA is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 26.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,5007.3%
% Under 18
18.5%-15.1%
% Seniors
21.6%15.5%
% WFH
11.2%103.6%
% w/ College Degree
26.7%9.0%
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As of the latest ACS Survey released in 2023, Northampton, PA is a predominantly white area, with 85.0% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Northampton, PA is hispanic, making up 10.4% of the population. Foreign-born residents account for 4.9% of the population in Northampton, PA, and this percentage has increased by 22.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.0%-3.6%
% Black
1.1%-52.2%
% Hispanic
10.4%79.3%
% Asian
1.3%-7.1%
% Foreign Born
4.9%22.5%
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Mortgage and Risk — Northampton, PA

According to HUD data as of 2023, there were 349 mortgage originations in Northampton, PA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Northampton, PA. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
349
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Northampton, PA

As of 2024, the percent of homes in Northampton, PA under the Section 8 program is 13.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Northampton, PA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
257
Total Units Section 8
257
% Rentals under Section 8
13.2%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$70$1,120$1,190
2 Bedroom$60$1,420$1,480
3 Bedroom-$310$2,200$1,890
4 Bedroom-$430$2,400$1,970

Affordability — Northampton, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$338,000
Median Household Income$90,000

Northampton, PA — ZIP Code Boundary Map

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Frequently Asked Questions