Jermyn, PA—18433
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jermyn, PA
As of Oct '25, the median home price in Jermyn, PA is $233,000, with a year-over-year change of 5.3%. This indicates that home prices in Jermyn, PA are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $233,000 | 5.3% |
| Single Family | $233,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $231,000 | 3.1% |
4 Bed | $290,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jermyn, PA
As of July '25, Rentcast reports the average rent in Jermyn, PA is $850, with a year-over-year rent change of -28.0%. Per bedroom, the median rent as of July '25 in Jermyn, PA is 1-bedrooms: $836, 2-bedrooms: $950. The most common rental property sizes in Jermyn, PA are 2-bedroom and 3-bedroom, accounting for 31.5% and 30.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $836 |
| 2 Bed Rent | $950 | $950 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jermyn, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Jermyn, PA is 38. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $164,000 | -26.0% |
Listing Count | 8 | -46.0% |
| Listings as % of Homes | 0.6% | -46.0% |
Days on Market | 38 | -7.0% |
Demographics — Jermyn, PA
As of the latest ACS Survey released in 2023, Jermyn, PA has a population of 7,170, which has increased by 8.3% over the past 5 years. Jermyn, PA is a moderately popular place for families, as children make up 19.8% of the population. The area has a moderately educated workforce, with 31.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,170 | 8.3% |
% Under 18 | 19.8% | 4.8% |
% Seniors | 18.1% | 0.6% |
% WFH | 13.2% | 140.0% |
% w/ College Degree | 31.0% | 3.0% |
As of the latest ACS Survey released in 2023, Jermyn, PA is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Jermyn, PA is hispanic, making up 1.0% of the population. Foreign-born residents account for 1.7% of the population in Jermyn, PA, and this percentage has decreased by 22.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | -2.2% |
% Black | 0.2% | -80.0% |
% Hispanic | 1.0% | -47.4% |
% Asian | 0.4% | -33.3% |
% Foreign Born | 1.7% | -22.7% |
Mortgage and Risk — Jermyn, PA
According to HUD data as of 2023, there were 91 mortgage originations in Jermyn, PA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Jermyn, PA. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 91 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Jermyn, PA
Jermyn, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 91 |
Total Units Section 8 | 38 |
% Rentals under Section 8 | 6.5% |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $0 | $900 | $900 |
| 2 Bedroom | $140 | $950 | $1,090 |
| 3 Bedroom | N/A | N/A | $1,420 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Jermyn, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $233,000 |
| Median Household Income | $76,800 |