Harveys Lake, PA—18618
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harveys Lake, PA
As of Oct '25, the median home price in Harveys Lake, PA is $256,000, with a year-over-year change of -1.5%. This indicates that home prices in Harveys Lake, PA are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $256,000 | -1.5% |
| Single Family | $256,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $248,000 | 0.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harveys Lake, PA
As of July '25, Rentcast reports the average rent in Harveys Lake, PA is $2,100, with a year-over-year rent change of 20.7%. Per bedroom, the median rent as of July '25 in Harveys Lake, PA is 3-bedrooms: $1,970, 4-bedrooms: $2,500. The most common rental property sizes in Harveys Lake, PA are 3-bedroom and 2-bedroom, accounting for 47.7% and 45.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $2,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,800 | $1,970 |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Harveys Lake, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Harveys Lake, PA is 85. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $309,000 | 1.0% |
Listing Count | 19 | -20.0% |
| Listings as % of Homes | 0.5% | -20.0% |
Days on Market | 85 | 30.0% |
Demographics — Harveys Lake, PA
As of the latest ACS Survey released in 2023, Harveys Lake, PA has a population of 3,580, which has decreased by -4.6% over the past 5 years. Harveys Lake, PA is a moderately popular place for families, as children make up 15.6% of the population. The area has a moderately educated workforce, with 38.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,580 | -4.6% |
% Under 18 | 15.6% | -8.8% |
% Seniors | 25.8% | 24.0% |
% WFH | 11.3% | 82.3% |
% w/ College Degree | 38.2% | 22.8% |
As of the latest ACS Survey released in 2023, Harveys Lake, PA is a predominantly white area, with 92.8% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Harveys Lake, PA is hispanic, making up 5.3% of the population. Foreign-born residents account for 7.3% of the population in Harveys Lake, PA, and this percentage has increased by 421.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.8% | -5.1% |
% Black | 0.5% | 0.0% |
% Hispanic | 5.3% | 657.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 7.3% | 421.4% |
Mortgage and Risk — Harveys Lake, PA
According to HUD data as of 2023, there were 77 mortgage originations in Harveys Lake, PA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Harveys Lake, PA. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 77 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 4.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Harveys Lake, PA
Harveys Lake, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,570 |
| 3 Bedroom | $240 | $1,800 | $2,040 |
| 4 Bedroom | -$270 | $2,500 | $2,230 |
Affordability — Harveys Lake, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $256,000 |
| Median Household Income | $73,600 |