Oley, PA19547

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$373,000
3.7% YoY Growth
Median Household Income
$89,300
17.8% 5-Year Growth
Days on Market
15
34.0% Shorter than last year
Home Price Forecast
2.3%
Median Rent
$1,360
28.0% YoY Growth
1-Bed Rent
$1,360
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Oley, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Oley, PA is 15. This is a decrease of -34.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$387,000-26.0%
Listing Count
4-27.0%
Listings as % of Homes0.2%-27.0%
Days on Market
15-34.0%
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Demographics — Oley, PA

As of the latest ACS Survey released in 2023, Oley, PA has a population of 4,560, which has increased by 1.8% over the past 5 years. Oley, PA is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 38.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,5601.8%
% Under 18
19.5%-3.9%
% Seniors
21.1%13.4%
% WFH
19.6%625.9%
% w/ College Degree
38.3%21.6%
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As of the latest ACS Survey released in 2023, Oley, PA is a predominantly white area, with 96.3% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Oley, PA is hispanic, making up 2.5% of the population. Foreign-born residents account for 2.4% of the population in Oley, PA, and this percentage has increased by 140.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.3%-1.8%
% Black
0.0%N/A
% Hispanic
2.5%92.3%
% Asian
0.0%-100.0%
% Foreign Born
2.4%140.0%
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Mortgage and Risk — Oley, PA

According to HUD data as of 2023, there were 55 mortgage originations in Oley, PA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Oley, PA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
55
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Oley, PA

Oley, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.8%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$180$1,360$1,180
2 BedroomN/AN/A$1,490
3 BedroomN/AN/A$1,860
4 Bedroom-$270$2,250$1,980

Affordability — Oley, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$373,000
Median Household Income$89,300

Oley, PA — ZIP Code Boundary Map

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Frequently Asked Questions