Temple, PA—19560
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Temple, PA
As of Oct '25, the median home price in Temple, PA is $262,000, with a year-over-year change of 5.3%. This indicates that home prices in Temple, PA are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $262,000 | 5.3% |
| Single Family | $262,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $223,000 | 4.7% |
3 Bed | $268,000 | 4.7% |
4 Bed | $271,000 | 4.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Temple, PA
As of July '25, Rentcast reports the average rent in Temple, PA is $1,620, with a year-over-year rent change of -11.5%. Per bedroom, the median rent as of July '25 in Temple, PA is 1-bedrooms: $1,400, 2-bedrooms: $1,470, 3-bedrooms: $1,930. The most common rental property sizes in Temple, PA are 2-bedroom and 1-bedroom, accounting for 55.0% and 21.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,400 | $1,400 |
| 2 Bed Rent | $1,420 | $1,470 |
| 3 Bed Rent | $1,900 | $1,930 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Temple, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Temple, PA is 32. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $365,000 | 31.0% |
Listing Count | 29 | 26.0% |
| Listings as % of Homes | 0.4% | 26.0% |
Days on Market | 32 | 29.0% |
Demographics — Temple, PA
As of the latest ACS Survey released in 2023, Temple, PA has a population of 9,540, which has increased by 23.1% over the past 5 years. Temple, PA is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,540 | 23.1% |
% Under 18 | 23.8% | 31.5% |
% Seniors | 17.9% | -8.2% |
% WFH | 5.7% | 137.5% |
% w/ College Degree | 18.5% | 20.9% |
As of the latest ACS Survey released in 2023, Temple, PA is a predominantly white area, with 60.7% of the population identifying as white. The white population has shrunk by 14.3% in the last 5 years. The second most common race or ethnicity in Temple, PA is hispanic, making up 26.5% of the population. Foreign-born residents account for 14.3% of the population in Temple, PA, and this percentage has increased by 93.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.7% | -14.3% |
% Black | 7.5% | 400.0% |
% Hispanic | 26.5% | 4.7% |
% Asian | 0.6% | -66.7% |
% Foreign Born | 14.3% | 93.2% |
Mortgage and Risk — Temple, PA
According to HUD data as of 2023, there were 261 mortgage originations in Temple, PA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Temple, PA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 261 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Temple, PA
Temple, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | 72.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,400 | $1,280 |
| 2 Bedroom | $190 | $1,420 | $1,610 |
| 3 Bedroom | $110 | $1,900 | $2,010 |
| 4 Bedroom | N/A | N/A | $2,130 |
Affordability — Temple, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $262,000 |
| Median Household Income | $76,900 |