Lincoln, DE—19960
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lincoln, DE
As of Oct '25, the median home price in Lincoln, DE is $346,000, with a year-over-year change of 1.8%. This indicates that home prices in Lincoln, DE are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $346,000 | 1.8% |
| Single Family | $345,000 | 1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $358,000 | 2.3% |
4 Bed | $430,000 | 2.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lincoln, DE
Lincoln, DE lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lincoln, DE
As of Oct '25, Realtor.com reports that the median days on market for a home in Lincoln, DE is 125. This is a increase of 91.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $580,000 | 23.0% |
Listing Count | 45 | 80.0% |
| Listings as % of Homes | 0.8% | 80.0% |
Days on Market | 125 | 91.0% |
Demographics — Lincoln, DE
As of the latest ACS Survey released in 2023, Lincoln, DE has a population of 7,080, which has increased by 7.8% over the past 5 years. Lincoln, DE is a moderately popular place for families, as children make up 23.0% of the population. The area has a poorly educated workforce, with 14.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,080 | 7.8% |
% Under 18 | 23.0% | -2.5% |
% Seniors | 13.6% | -19.5% |
% WFH | 12.2% | 154.2% |
% w/ College Degree | 14.1% | -2.1% |
As of the latest ACS Survey released in 2023, Lincoln, DE is a predominantly white area, with 61.3% of the population identifying as white. The white population has grown by 9.9% in the last 5 years. The second most common race or ethnicity in Lincoln, DE is black, making up 22.8% of the population. Foreign-born residents account for 11.8% of the population in Lincoln, DE, and this percentage has decreased by 8.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.3% | 9.9% |
% Black | 22.8% | 14.6% |
% Hispanic | 14.2% | -26.4% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 11.8% | -8.5% |
Mortgage and Risk — Lincoln, DE
According to HUD data as of 2023, there were 106 mortgage originations in Lincoln, DE, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Lincoln, DE. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 106 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Lincoln, DE
Lincoln, DE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,080 |
| 2 Bedroom | N/A | N/A | $1,420 |
| 3 Bedroom | N/A | N/A | $1,790 |
| 4 Bedroom | N/A | N/A | $2,230 |
Affordability — Lincoln, DE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $346,000 |
| Median Household Income | $66,900 |