Cottage City, MD 20722 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cottage City, MD—20722

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$370,000

2.1% YoY Growth

Household Income

$85,800

10.0% YoY Growth

Days on Market

51.0% Longer YoY

Home Price Forecast

-0.4%

Median Rent

$1,650

12.1% YoY Growth

1-Bed Rent

$1,500

25.2% YoY Growth

2-Bed Rent

N/A

3-Bed Rent

$2,100

2.1% YoY Growth

Home Price Trends — Cottage City, MD

As of Dec '25, the median home price in Cottage City, MD is $370,000, with a year-over-year change of -2.1%. This indicates that home prices in Cottage City, MD are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$370,000	-2.1%
Single Family	$373,000	-2.4%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Cottage City, MD

As of July '25, Rentcast reports the average rent in Cottage City, MD is $1,740, with a year-over-year rent change of -12.1%. Per bedroom, the median rent as of July '25 in Cottage City, MD is 1-bedrooms: $1,340, 3-bedrooms: $2,450, 4-bedrooms: $3,300. The most common rental property sizes in Cottage City, MD are 1-bedroom and 2-bedroom, accounting for 38.3% and 16.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,650	$1,740
Studio Rent	N/A	N/A
1 Bed Rent	$1,500	$1,340
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,100	$2,450
4 Bed Rent	$3,300	$3,300

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% of Rental Stock

Studio

8.4%

1 Bedroom

38.3%

2 Bedrooms

16.3%

3 Bedrooms

11.7%

4 Bedrooms

15.6%

5+ Bedrooms

9.7%

Property Listings — Cottage City, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Cottage City, MD is 69. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$457,000	5.0%
Listing Count	20	76.0%
Listings as % of Homes	0.8%	76.0%
Days on Market	85	51.0%

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Demographics — Cottage City, MD

As of the latest ACS Survey released in 2023, Cottage City, MD has a population of 6,360, which has increased by 5.6% over the past 5 years. Cottage City, MD is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	6,360	5.6%
% Under 18	20.0%	-14.9%
% Seniors	11.5%	-6.5%
% WFH	14.2%	1,675.0%
% w/ College Degree	21.8%	-11.0%

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As of the latest ACS Survey released in 2023, Cottage City, MD is a predominantly hispanic area, with 53.2% of the population identifying as hispanic. The hispanic population has grown by 10.8% in the last 5 years. The second most common race or ethnicity in Cottage City, MD is black, making up 29.5% of the population. Foreign-born residents account for 38.9% of the population in Cottage City, MD, and this percentage has decreased by 6.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	10.0%	-21.9%
% Black	29.5%	-6.9%
% Hispanic	53.2%	10.8%
% Asian	3.0%	-52.4%
% Foreign Born	38.9%	-6.0%

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Mortgage and Risk — Cottage City, MD

According to HUD data as of 2023, there were 73 mortgage originations in Cottage City, MD, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Cottage City, MD. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	73
% Conventional Loans	84.0%
% Government Loans	16.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	18.0%

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Rentals and Section 8 — Cottage City, MD

Cottage City, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	107
Total Units Section 8	6
% Rentals under Section 8	0.8%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$450	$1,500	$1,950
2 Bedroom	N/A	N/A	$2,200
3 Bedroom	$650	$2,100	$2,750
4 Bedroom	-$60	$3,300	$3,240

Cottage City, MD—20722

Key Metrics at a Glance

Home Price Trends — Cottage City, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cottage City, MD

% of Rental Stock

Property Listings — Cottage City, MD

Demographics — Cottage City, MD

Race and Ethnicity

Mortgage and Risk — Cottage City, MD

Mortgages

Rentals and Section 8 — Cottage City, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Cottage City, MD

Home Price to Income Ratio

Cottage City, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Mount Rainier, MD

Edmonston, MD

Bladensburg, MD

Woodridge, Washington, DC

Hyattsville, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.2
Median Home Price	$370,000
Median Household Income	$85,800

Cottage City, MD—20722

Key Metrics at a Glance

Home Price Trends — Cottage City, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cottage City, MD

% of Rental Stock

Property Listings — Cottage City, MD

Demographics — Cottage City, MD

Race and Ethnicity

Mortgage and Risk — Cottage City, MD

Mortgages

Rentals and Section 8 — Cottage City, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Cottage City, MD

Home Price to Income Ratio

Cottage City, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Mount Rainier, MD

Edmonston, MD

Bladensburg, MD

Woodridge, Washington, DC

Hyattsville, MD

Frequently Asked Questions

What is the average home price in Cottage City, MD 20722?

How have home prices in Cottage City, MD 20722 changed over the past year?

What is the home price projection for Cottage City, MD 20722?

What are the demographics of Cottage City, MD 20722?

How long does it take homes to sell in Cottage City, MD 20722?

What is the average rent price in Cottage City, MD 20722?