Browse ZIP Codes by State

All states and cities →
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
View in Interactive Map
  1. Home
  2. /Browse ZIP Codes
  3. /Maryland
  4. /Owings, MD - 20736

Owings, MD—20736

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$631,000
0.6% YoY Growth
Household Income
$160,000
14.1% YoY Growth
Days on Market
25
36.0% Shorter YoY
Home Price Forecast
0.2%
Median Rent
$2,000
9.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$2,000
12.8% YoY Growth
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Owings, MD

As of May '26, the median home price in Owings, MD is $631,000, with a year-over-year change of 0.6%. This indicates that home prices in Owings, MD are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$631,0000.6%
Single Family $631,0000.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
  • N/A
    N/A
    2 Bed
    N/AN/A
    3 Bed
    $534,0000.4%
    4 Bed
    $667,0000.6%
    5 Bed $793,8381.2%
    Loading chart...

    % of Housing Stock

    1 Bedroom
    0.5%
    2 Bedrooms
    5.8%
    3 Bedrooms
    28.1%
    4 Bedrooms
    39.4%
    5+ Bedrooms
    26.2%

    Rental Trends — Owings, MD

    As of July '25, Rentcast reports the average rent in Owings, MD is $2,580, with a year-over-year rent change of -9.8%. Per bedroom, the median rent as of July '25 in Owings, MD is 2-bedrooms: $2,050, 4-bedrooms: $4,150. The most common rental property sizes in Owings, MD are 2-bedroom and 3-bedroom, accounting for 60.6% and 23.9% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,000$2,580
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $2,000$2,050
    3 Bed Rent N/AN/A
    4 Bed Rent $4,150$4,150
    Loading chart...

    % of Rental Stock

    2 Bedrooms
    60.6%
    3 Bedrooms
    23.9%
    4 Bedrooms
    15.6%

    Property Listings — Owings, MD

    As of May '26, Realtor.com reports that the median days on market for a home in Owings, MD is 25. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $700,000-9.0%
    Listing Count
    3831.0%
    Listings as % of Homes0.7%31.0%
    Days on Market
    25-36.0%
    Loading chart...

    Demographics — Owings, MD

    As of the latest ACS Survey released in 2023, Owings, MD has a population of 9,780, which has increased by 3.0% over the past 5 years. Owings, MD is a popular place for families, as children make up 27.6% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    9,7803.0%
    % Under 18
    27.6%12.7%
    % Seniors
    14.2%4.4%
    % WFH
    14.1%123.8%
    % w/ College Degree
    42.3%21.9%
    Loading chart...

    As of the latest ACS Survey released in 2023, Owings, MD is a predominantly white area, with 79.7% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Owings, MD is black, making up 5.9% of the population. Foreign-born residents account for 3.0% of the population in Owings, MD, and this percentage has decreased by 3.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    79.7%-0.3%
    % Black
    5.9%-49.6%
    % Hispanic
    5.2%147.6%
    % Asian
    0.0%-100.0%
    % Foreign Born
    3.0%-3.2%
    Loading chart...

    Mortgage and Risk — Owings, MD

    According to HUD data as of 2023, there were 196 mortgage originations in Owings, MD, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Owings, MD. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    196
    % Conventional Loans
    71.0%
    % Government Loans
    29.0%
    % Investor Loans
    0.0%
    % Second Loans
    1.0%
    % Cash Out Refinance
    15.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Owings, MD

    Owings, MD lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    6
    Total Units Section 8
    6
    % Rentals under Section 8
    2.8%
    % Occupied Section 8
    N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,590
    2 Bedroom-$210$2,000$1,790
    3 BedroomN/AN/A$2,240
    4 Bedroom-$1,510$4,150$2,640

    Affordability — Owings, MD

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.7
    Median Home Price$631,000
    Median Household Income$160,000

    Owings, MD — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Sunderland, MD

    20689

    Dunkirk, MD

    20754

    Friendship, MD

    20758

    Huntingtown, MD

    20639

    Tracys Landing, MD

    20779

    Frequently Asked Questions