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  1. Home
  2. /Browse ZIP Codes
  3. /Maryland
  4. /Crofton, MD - 21114

Crofton, MD—21114

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$499,000
0.2% YoY Growth
Household Income
$136,000
13.8% YoY Growth
Days on Market
14
50.0% Longer YoY
Home Price Forecast
-0.2%
Median Rent
$2,750
7.6% YoY Growth
1-Bed Rent
$1,780
25.0% YoY Growth
2-Bed Rent
$2,350
4.6% YoY Growth
3-Bed Rent
$2,800
2.1% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Crofton, MD

As of May '26, the median home price in Crofton, MD is $499,000, with a year-over-year change of 0.2%. This indicates that home prices in Crofton, MD are flat. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$499,0000.2%
Single Family $526,0000.4%
Condos $352,000-0.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
  • N/A
    N/A
    2 Bed
    $332,000-1.2%
    3 Bed
    $426,000-0.7%
    4 Bed
    $680,0001.5%
    5 Bed $785,5280.9%
    Loading chart...

    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    2.6%
    2 Bedrooms
    20.1%
    3 Bedrooms
    35.9%
    4 Bedrooms
    31.1%
    5+ Bedrooms
    9.7%

    Rental Trends — Crofton, MD

    As of July '25, Rentcast reports the average rent in Crofton, MD is $2,820, with a year-over-year rent change of 7.6%. Per bedroom, the median rent as of July '25 in Crofton, MD is 1-bedrooms: $1,560, 2-bedrooms: $2,300, 3-bedrooms: $2,830, 4-bedrooms: $3,480. The most common rental property sizes in Crofton, MD are 2-bedroom and 3-bedroom, accounting for 44.0% and 28.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,750$2,820
    Studio Rent N/AN/A
    1 Bed Rent $1,780$1,560
    2 Bed Rent $2,350$2,300
    3 Bed Rent $2,800$2,830
    4 Bed Rent $3,200$3,480
    Loading chart...

    % of Rental Stock

    Studio
    3.0%
    1 Bedroom
    11.4%
    2 Bedrooms
    44.0%
    3 Bedrooms
    28.5%
    4 Bedrooms
    9.5%
    5+ Bedrooms
    3.5%

    Property Listings — Crofton, MD

    As of May '26, Realtor.com reports that the median days on market for a home in Crofton, MD is 14. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $410,000-12.0%
    Listing Count
    759.0%
    Listings as % of Homes0.3%9.0%
    Days on Market
    1450.0%
    Loading chart...

    Demographics — Crofton, MD

    As of the latest ACS Survey released in 2023, Crofton, MD has a population of 25,700, which has decreased by -3.9% over the past 5 years. Crofton, MD is a popular place for families, as children make up 28.9% of the population. The area has a highly educated workforce, with 59.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    25,700-3.9%
    % Under 18
    28.9%8.6%
    % Seniors
    11.8%8.3%
    % WFH
    18.6%342.9%
    % w/ College Degree
    59.8%0.8%
    Loading chart...

    As of the latest ACS Survey released in 2023, Crofton, MD is a predominantly white area, with 61.1% of the population identifying as white. The white population has shrunk by 12.6% in the last 5 years. The second most common race or ethnicity in Crofton, MD is black, making up 17.0% of the population. Foreign-born residents account for 11.9% of the population in Crofton, MD, and this percentage has increased by 20.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    61.1%-12.6%
    % Black
    17.0%18.1%
    % Hispanic
    9.4%70.9%
    % Asian
    6.9%35.3%
    % Foreign Born
    11.9%20.2%
    Loading chart...

    Mortgage and Risk — Crofton, MD

    According to HUD data as of 2023, there were 535 mortgage originations in Crofton, MD, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Crofton, MD. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    535
    % Conventional Loans
    74.0%
    % Government Loans
    26.0%
    % Investor Loans
    2.0%
    % Second Loans
    0.0%
    % Cash Out Refinance
    9.0%
    Loading chart...
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    Rentals and Section 8 — Crofton, MD

    As of 2024, the percent of homes in Crofton, MD under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Crofton, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    46
    Total Units Section 8
    45
    % Rentals under Section 8
    2.3%
    % Occupied Section 8
    81.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$360$1,780$2,140
    2 Bedroom$270$2,350$2,620
    3 Bedroom$570$2,800$3,370
    4 Bedroom$570$3,200$3,770

    Affordability — Crofton, MD

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.4
    Median Home Price$499,000
    Median Household Income$136,000

    Crofton, MD — ZIP Code Boundary Map

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    Frequently Asked Questions