Upperco, MD—21155
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Upperco, MD
As of Nov '25, the median home price in Upperco, MD is $526,000, with a year-over-year change of 3.4%. This indicates that home prices in Upperco, MD are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $526,000 | 3.4% |
| Single Family | $526,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $451,000 | 2.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Upperco, MD
As of July '25, Rentcast reports the average rent in Upperco, MD is $2,830, with a year-over-year rent change of 11.0%. Per bedroom, the median rent as of July '25 in Upperco, MD is 2-bedrooms: $2,100, 3-bedrooms: $3,200. The most common rental property sizes in Upperco, MD are 3-bedroom and 1-bedroom, accounting for 53.3% and 30.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,900 | $2,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,100 | $2,100 |
| 3 Bed Rent | $2,900 | $3,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Upperco, MD
As of Nov '25, Realtor.com reports that the median days on market for a home in Upperco, MD is 37. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $689,000 | 11.0% |
Listing Count | 10 | 28.0% |
| Listings as % of Homes | 0.5% | 28.0% |
Days on Market | 37 | 8.0% |
Demographics — Upperco, MD
As of the latest ACS Survey released in 2023, Upperco, MD has a population of 3,120, which has increased by 20.9% over the past 5 years. Upperco, MD is a popular place for families, as children make up 25.4% of the population. The area has a highly educated workforce, with 48.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,120 | 20.9% |
% Under 18 | 25.4% | 58.7% |
% Seniors | 20.1% | 29.7% |
% WFH | 15.5% | 229.8% |
% w/ College Degree | 48.7% | 70.9% |
As of the latest ACS Survey released in 2023, Upperco, MD is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Upperco, MD is hispanic, making up 1.8% of the population. Foreign-born residents account for 4.8% of the population in Upperco, MD, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | -1.5% |
% Black | 1.5% | 150.0% |
% Hispanic | 1.8% | 20.0% |
% Asian | 1.1% | 57.1% |
% Foreign Born | 4.8% | 200.0% |
Mortgage and Risk — Upperco, MD
According to HUD data as of 2023, there were 70 mortgage originations in Upperco, MD, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Upperco, MD. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 70 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Rentals and Section 8 — Upperco, MD
Upperco, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,580 |
| 2 Bedroom | -$160 | $2,100 | $1,940 |
| 3 Bedroom | -$400 | $2,900 | $2,500 |
| 4 Bedroom | N/A | N/A | $2,790 |
Affordability — Upperco, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $526,000 |
| Median Household Income | $124,000 |