White Marsh, MD—21162
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White Marsh, MD
As of Oct '25, the median home price in White Marsh, MD is $523,000, with a year-over-year change of 2.6%. This indicates that home prices in White Marsh, MD are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $523,000 | 2.6% |
| Single Family | $524,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $453,000 | 0.9% |
4 Bed | $589,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White Marsh, MD
As of July '25, Rentcast reports the average rent in White Marsh, MD is $4,170, with a year-over-year rent change of 31.5%. Per bedroom, the median rent as of July '25 in White Marsh, MD is 3-bedrooms: $3,200, 4-bedrooms: $4,650. The most common rental property sizes in White Marsh, MD are 3-bedroom and 2-bedroom, accounting for 47.4% and 32.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,500 | $4,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,200 | $3,200 |
| 4 Bed Rent | $4,500 | $4,650 |
% of Rental Stock
Property Listings — White Marsh, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in White Marsh, MD is 44. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $510,000 | -38.0% |
Listing Count | 33 | 24.0% |
| Listings as % of Homes | 0.4% | 24.0% |
Days on Market | 44 | -54.0% |
Demographics — White Marsh, MD
As of the latest ACS Survey released in 2023, White Marsh, MD has a population of 4,510, which has increased by 3.6% over the past 5 years. White Marsh, MD is a popular place for families, as children make up 27.1% of the population. The area has a highly educated workforce, with 46.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,510 | 3.6% |
% Under 18 | 27.1% | 17.3% |
% Seniors | 8.1% | -37.2% |
% WFH | 13.5% | 70.9% |
% w/ College Degree | 46.9% | 42.6% |
As of the latest ACS Survey released in 2023, White Marsh, MD is a predominantly white area, with 68.1% of the population identifying as white. The white population has shrunk by 14.3% in the last 5 years. The second most common race or ethnicity in White Marsh, MD is black, making up 17.4% of the population. Foreign-born residents account for 9.6% of the population in White Marsh, MD, and this percentage has increased by 5.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.1% | -14.3% |
% Black | 17.4% | 128.9% |
% Hispanic | 7.2% | 132.3% |
% Asian | 4.1% | -50.6% |
% Foreign Born | 9.6% | 5.5% |
Mortgage and Risk — White Marsh, MD
According to HUD data as of 2023, there were 65 mortgage originations in White Marsh, MD, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in White Marsh, MD. Investor activity is low, as 2.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — White Marsh, MD
White Marsh, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,590 |
| 2 Bedroom | N/A | N/A | $1,950 |
| 3 Bedroom | -$690 | $3,200 | $2,510 |
| 4 Bedroom | -$1,700 | $4,500 | $2,800 |
Affordability — White Marsh, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $523,000 |
| Median Household Income | $168,000 |