Mount Airy, MD—21771
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Airy, MD
As of Oct '25, the median home price in Mount Airy, MD is $626,000, with a year-over-year change of 3.0%. This indicates that home prices in Mount Airy, MD are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $626,000 | 3.0% |
| Single Family | $628,000 | 2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $392,000 | 2.9% |
3 Bed | $502,000 | 2.4% |
4 Bed | $716,000 | 2.0% |
| 5 Bed | $841,000 | 1.6% |
% of Housing Stock
Rental Trends — Mount Airy, MD
As of July '25, Rentcast reports the average rent in Mount Airy, MD is $2,410, with a year-over-year rent change of -14.2%. Per bedroom, the median rent as of July '25 in Mount Airy, MD is 1-bedrooms: $911, 2-bedrooms: $2,100, 3-bedrooms: $2,780, 4-bedrooms: $3,170. The most common rental property sizes in Mount Airy, MD are 3-bedroom and 4-bedroom, accounting for 35.8% and 35.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,410 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $775 | $911 |
| 2 Bed Rent | $2,100 | $2,100 |
| 3 Bed Rent | $2,950 | $2,780 |
| 4 Bed Rent | $3,500 | $3,170 |
% of Rental Stock
Property Listings — Mount Airy, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Airy, MD is 36. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $670,000 | -10.0% |
Listing Count | 74 | 22.0% |
| Listings as % of Homes | 0.6% | 22.0% |
Days on Market | 36 | 15.0% |
Demographics — Mount Airy, MD
As of the latest ACS Survey released in 2023, Mount Airy, MD has a population of 32,800, which has increased by 12.2% over the past 5 years. Mount Airy, MD is a moderately popular place for families, as children make up 23.3% of the population. The area has a highly educated workforce, with 46.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,800 | 12.2% |
% Under 18 | 23.3% | -0.4% |
% Seniors | 15.4% | 14.1% |
% WFH | 18.7% | 159.7% |
% w/ College Degree | 46.1% | 13.3% |
As of the latest ACS Survey released in 2023, Mount Airy, MD is a predominantly white area, with 81.7% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Mount Airy, MD is hispanic, making up 8.8% of the population. Foreign-born residents account for 8.8% of the population in Mount Airy, MD, and this percentage has increased by 120.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.7% | -8.4% |
% Black | 4.5% | 136.8% |
% Hispanic | 8.8% | 69.2% |
% Asian | 2.0% | 66.7% |
% Foreign Born | 8.8% | 120.0% |
Mortgage and Risk — Mount Airy, MD
According to HUD data as of 2023, there were 550 mortgage originations in Mount Airy, MD, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Mount Airy, MD. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 550 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Mount Airy, MD
As of 2024, the percent of homes in Mount Airy, MD under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Mount Airy, MD, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,045 | $775 | $1,820 |
| 2 Bedroom | $50 | $2,100 | $2,150 |
| 3 Bedroom | -$220 | $2,950 | $2,730 |
| 4 Bedroom | -$380 | $3,500 | $3,120 |
Affordability — Mount Airy, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $626,000 |
| Median Household Income | $155,000 |